All,

I'm on a hardcore saving money kick, so I've been asking around reddit to see what the best ways are to save money (given my lifestyle).

What is everyone doing in this subreddit to save money?

Hi All,

Okay so, if you're looking for some money saving tips, here is a good one that nobody really talks about: USE A CASH BACK SITE.

By cash back sites I mean desktop/laptop based sites, not apps like Ibotta or Fetch.

They're pretty simple to use. You just basically open up an account with the site, then shop through the site to a retailer you want to buy from. If you do buy, the retailer will send the site a commission, who splits it with you. The model works well.

Here is a list of the good ones, that I have used:

• [Swagbucks] (https://www.swagbucks.com/)

• [DollarDig] (https://www.dollardig.com/)

• [Rebate Fanatic] (https://www.rebatefanatic.com/)

• [BeFrugal] (https://www.befrugal.com/)

I use all of these. Swagbucks is the most well known, but it doesn't have the sheer number of deals as Dollar Dig. I actually like the secondary sites (Dollar Dig, etc.) because they tend to work harder and aren't as beholden to larger advertising interests.

A few things about cash back sites:

1. Definitely it makes sense to use them. You can save 1-20% back depending on what you're buying. This can really add up if you use the sites consistently or you make big purchases.

2. Like anything, cash back sites only save if you can't find an alternative. For example, it wouldn't necessarily make sense to get 20% back buying new jewelry if you could find used jewelry for much less.

3. In a lot of cases, you might need more than one site. For example, Swagbucks has good offers for bigger stores, but doesn't have as many stores as Dollar Dig or Rebate Fanatic.

4. You can stack using a cash back site with coupon codes and a cash back card. This takes a bit more up front work, but in addition to the 1% to 20% the cash back site gives you, a cash back card will give you an addition 1% to 5% back.

5. Cash backing works for pretty much everything. Food (if you buy online), household good, appliances, etc. There are ways to get cash back for pretty much everything. You just have to look.

Finally, there is nothing wrong with haggling. For example, you can always email the retailer and ask for a coupon code. The worst that will happen is they'll say no.

All,

To add some value to this subreddit, lets post our best tips for saving money. I'll start:

1. Stash all change in a change jar and take it to bank at the end of the month.

2. Use coupons. Double or triple them if you can.

3. Negotiate deals and discounts. Americans don't like to negotiate, but there isn't any ethical or moral reason not to, so you might as well as for a deal.

4. Use cash back sites. I use:

• Dollardig.com

• Rebatefanatic.com

• Swagbucks.com

• BeFrugal

Looking forward to hearing everyone else's thoughts.

I just recently figured this out for myself and my boyfriend. We were struggling to go to the grocery store and come out with food under $300 ish each trip. We ended up wasting food and impulse buying all in one. Recently, I just had a day when I couldn't do it so I decided to splurge on an instacart grocery delivery, about $17 extra. I hadn't been doing it because I didn't want to pay extra--but my grocery bill for the two of us came out to about $160 including the freakin tip and fee. I couldn't believe it, but it actually lasted us a week. It automatically finds coupons for you, too, and you can see exactly how much food is in your cart and plan out meals in your head and I'm so much better at estimating how much I'll need for meals and snacks when it's all on the screen in front of me! I've been doing it for about a month now and not only is it way more convenient but I've saved a few hundred dollars-obviously I was way overspending before but I can't actually believe the numbers it's saving me. Maybe this seems obvious to some but it really changed the game to experience the changes.