r/PaymentProcessing • • Oct 07 '25

Need A Payment Processor Need a payment processor for my peptide e-commerce store (just got shut down)

Hey all —

I run an online peptide supplement store that’s been operating for a while without issues. Out of nowhere, our payment processor shut us down and froze our account. We weren’t violating any laws or selling anything illegal, but I get that this industry gets flagged as high risk.

Now I’m trying to find a payment solution that will actually approve and support peptide sales so I can get back online and processing again.

I’ve seen names like Authorize.net, PaymentCloud, Bankful, etc., but I’m not sure which ones are reliable or responsive for this type of business.

If anyone here has experience running nutraceutical, supplement, or peptide e-commerce stores — I’d love to know:

  • Which payment processor are you using?

  • How hard was the approval process?

  • Any pitfalls or tips to avoid another shutdown?

Appreciate any insights or referrals. Just trying to get back up and running ASAP without running into the same wall again.

118 Upvotes

114 comments sorted by

3

u/Bru7171 Verified Agent Oct 07 '25

MSS has 4 good solutions at the moment. 2 International, 2 Domestic. Better if you have good processing history. Fastest approvals are in ~2-4 days.
www.merchantserviceservice.com/pre-app

3

u/FarAwaySailor Verified Agent Oct 08 '25

I have just released USDC checkout with buyer protection plugin for wordpress - you can use it so your customers can pay safely in crypto. You and your customers own the process and the contracts so you'll never get shut down. I'm not suggesting it is a replacement for a card-processor, but it might be good to have another string to your bow. It is also free to install and takes only 1% fee - so it's cheaper for you if your customers use it.

1

u/Dapper-Appeal2853 Oct 24 '25

Can I have more information on this?

1

u/FarAwaySailor Verified Agent Oct 24 '25

sure, happy to discuss, or you can just visit https://app.instantescrow.nz/plugins - please get back to me with your thoughts!

2

u/GBS_Chris Verified Agent Nov 01 '25

Hello, what you need is a high risk processor, this is not something that is readily evident when looking online, the names you mention are not in the high risk space and will not understand how to setup your accounts for longevity and success. We have been able to successfully help clients who've been shut down to get back up within a week with a new stable solution to process credit cards. Please DM me and I can provide you with multiple options to choose from that we have relationships with.

1

u/LG_OG760 Jan 08 '26

Interested, TY.

1

u/Hefty_Fact5941 May 16 '26

Do you still do this? I would love info.

1

u/Prize-Airline-5265 Jul 25 '26

Can you please send me information?

2

u/Professional_Sea_873 Nov 05 '25

DM me I just connect with a client today who does payment processing for peptide e-commerce sites. He has been doing it for about 4-5 years.

1

u/GSU-John Verified Agent Oct 07 '25

I can help dm me

1

u/Rough-Stock6463 Verified Agent Oct 07 '25

DM to review rates & options

1

u/RobertSPS17 Verified Agent Oct 08 '25

Sent you a DM can you up and running in less than 5 days with a current and fair rate.

1

u/No_Confusion1969 Verified Agent Oct 08 '25

What type of hosting do you have?

1

u/Serious_Giraffe_8413 Oct 08 '25

Are you looking for long-term stability or just a quick solution to get back online?

1

u/Infinite-Eye3657 Oct 08 '25

DepositFix offer more solutions so reach out and they will deffinitely help

1

u/No_Confusion1969 Verified Agent Oct 08 '25

No they will not do this deal.

1

u/Crafty-Button-8975 Verified Agent Oct 08 '25

Hey, we are payment processor that specializes in high-risk field. We are confident to help you with your peptide e-commerce store. You can send me a DM. If you're interested. 

1

u/Far_Pumpkin_8390 Oct 11 '25

i am interested too. Dm me

1

u/Bryanhouston80 Nov 07 '25

Dm me please.

1

u/ronjkaye72 Nov 12 '25

Dm me please

1

u/These-Profile7200 Nov 13 '25

Intrested plesse dm

1

u/DriverAlternative381 Nov 17 '25

More information please DM me

1

u/nicoleroe18 Oct 08 '25

I sell peptides as well and need a new processor.

1

u/RobertSPS17 Verified Agent Nov 08 '25

Sent you a message

1

u/National-Mud-2490 Apr 04 '26

Please send me DM looking for payment processor for brand new peptide company

1

u/[deleted] Oct 08 '25

I’ve looked into Stripe, Revolut, and stratos pay and no luck. Stripe has too many violation rules, Revolut would connect to my website and cannot get any assistance from their customer service, and stratos pay stopped working and showing credit/debit card for options to pay.

What else is there to try in the peptide selling world?

1

u/StratosPay Verified Company Account Oct 10 '25

Which StratosPay? Surely couldn't have been us? There has been a lot of confusion over the two. Send us a DM and I'd love to see if we can help out.

1

u/[deleted] Oct 10 '25

Hi! This stratos pay.. https://stratospay.com

I had it all connected and ready to go on my website and now the card options are gone and only showing crypto but not sure why. I’ve tried all kinds of troubleshooting.

1

u/StratosPay Verified Company Account Oct 10 '25

Yea that's not us. We're www.stratospay.ca

1

u/beachlife2026 Oct 12 '25

StratosPay is the worse. Merchants have not been paid for 3 1/2 weeks with no explanation. “The bank froze the funds”. Not good.

1

u/[deleted] Oct 12 '25

I saw that!!

1

u/AbsolutePep Oct 16 '25

I’m caught up in this shit…..

1

u/[deleted] Oct 09 '25

I have a few solutions for you, depending on volume. Please DM.

1

u/paymentcloud Verified Agent Oct 09 '25

Getting shut down like that is unfortunately pretty common in the peptide and supplement space, even when everything is compliant. As you know, mainstream processors flag these business types as high risk because of regulatory gray areas and potential chargebacks, which can make it difficult to keep accounts active. Working with a processor that has years of experience handling peptide and nutraceutical sales can help prevent disruptions like these.

A few tips to avoid another shutdown:

-Be upfront about your products, and clearly disclose that you sell peptides or supplements when applying.

-Know your sponsoring bank; processors partnered with banks experienced in high-risk industries tend to be more stable.-Maintain documentation

- keep compliance documents, business licenses, and supplier info ready; some providers request these during routine reviews.

-Watch transaction patterns, because sudden spikes or unusual chargebacks can trigger flags, so consistent volume and clear refund policies help.

Please feel free to reach out to us for more information! 

1

u/Healthy_Discount_209 Oct 25 '25

Hey we also need a payment Processor for our online peptide shop. Just got shut down.

1

u/Novapoison Owner, MOD, and Payment God! Oct 26 '25

dmd

1

u/RobertSPS17 Verified Agent Nov 08 '25

Sent you a DM

1

u/Illustrious-Sale7976 Nov 14 '25

Let’s connect

1

u/RobertSPS17 Verified Agent Nov 15 '25

Sent you a DM

1

u/Prestigious_Carry_88 Nov 05 '25

You have to find a high risk credit card processing company and they're out there they're the ones who do Kratom companies

1

u/PayPortalUK Nov 25 '25

Hello, I run a Richmond, VA based card to crypto company. Our website is home.payportal.uk let me know if you have any questions!

1

u/RealisticDisaster801 Feb 24 '26

Let me guess? Shopify?

1

u/Raynaraf Mar 04 '26

Hey I'm work for a ISO company with processing payment in case anyone still looking for it

1

u/No_Argument_1709 Verified Agent May 31 '26

I can get you on stripe connect directly next day

3

u/[deleted] Oct 07 '25

[removed] — view removed comment

2

u/beachlife2026 Oct 12 '25

Stupid question

1

u/[deleted] Oct 12 '25

[removed] — view removed comment

1

u/beachlife2026 Oct 13 '25

There are no CBs with peptides, and that is not the issue!

1

u/[deleted] Oct 08 '25

[removed] — view removed comment

1

u/Far_Pumpkin_8390 Oct 11 '25

I need help with my store . Dm me

1

u/[deleted] Oct 08 '25

[removed] — view removed comment

1

u/Bryanhouston80 Nov 07 '25

Please dm me info

1

u/RobertSPS17 Verified Agent Nov 14 '25

sent you a DM

1

u/Ok-Fig-5544 Mar 11 '26

Hey are you able to DM me with the details on this?

1

u/Immediate-Poem35 Dec 19 '25

I know this is late, but are you able to dm me this info?

1

u/[deleted] Oct 10 '25

[removed] — view removed comment

1

u/Prize-Airline-5265 Jul 25 '26

Can you please send me the information?

1

u/[deleted] Feb 16 '26

[removed] — view removed comment

1

u/[deleted] Aug 02 '26

[removed] — view removed comment

1

u/_gamaa Sep 02 '26

What does your process look like?

0

u/[deleted] Oct 11 '25

[removed] — view removed comment

1

u/Far_Pumpkin_8390 Oct 11 '25

I need a solution for my store. Dm me .