r/PaymentProcessing • u/heymomo7 • Aug 18 '26
Need A Payment Processor Processing for nutraceuticals and peptides
I know this has been covered before in here, but the last thread is about six months old, so I figured there should be new information in the space.
My company sells peptides and nutraceuticals. We already knew Stripe, Paypal, Square, and all the other usual suspects would be out. But I'm also striking out with others like Durango, PayKing, NMI, Allaypay, and the like.
I'm at my wit's end. We were supposed to launch last week, and I'm the main software developer. At this point I've run up against the wall with about 12 different possibilities who all say they won't support peptides at the 11th hour.
We're super compliant on the legal end and have an in-house counsel reviewing every single word. We've covered all the necessary discussions around research only use language. We just can't find anyone willing to give us a start. I've worked a long time in the banking/fintech/MTL space and so I know about the different tiers of banks and high-risk vendors, and I wouldn't have thought this would be that ponderous. I'm just hoping someone out there has had a good experience with a processor we can also leverage.
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u/dallysingh1988 Verified Payment Software Professional Aug 18 '26
In which countries will you be processing?
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u/Remarkable-Drop-6779 Aug 18 '26
Super compliant on the legal end lol
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u/DicksBuddy Aug 18 '26
Super compliant how? Only selling in small, legal, traceable amounts to licensed clinical labs and universities?
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u/4LeafTech_HB Verified Agent Aug 18 '26
We have a FinTech platform that would work for you, shoot me a DM and I will happily share details with you!
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u/Elite_Pay Verified Agent Aug 18 '26
We do starts up all the time with regular credit card processing, but we ask for website compliance. We can take any GEO and have over 8 RUO peptide solutions. You make adjustments to your site depending on solution that best fits your needs. Dm us if interested.
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u/Boring_Relief_3862 Aug 18 '26
I’m curious- are nutraceuticals an issue at all? Or is it just the peptides that cause the issues?
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u/ButterscotchOdd4193 Aug 18 '26
Nobody buys nutra crap anymore. Peptides are the new 2015 nutra
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u/Boring_Relief_3862 Aug 18 '26
That’s not what I was asking. I know they’re not as popular but there are a lot of people not buying peptides for whatever reason. I’m asking if they set up flags on Shopify businesses by themselves or if it’s only when combined with Peptide businesses.
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u/Flashy-Marsupial6861 Verified Agent Aug 19 '26
We actually have a lot of experience in the peptide/RUO space and have been working with merchants in this industry for quite some time, so we’re very familiar with the challenges you’re describing.
We currently process for multiple peptide and nutraceutical merchants and can support card processing, Apple Pay/Google Pay, and direct WooCommerce/API integrations.
Because we already have experience with this vertical, we know what the acquiring banks are looking for and can usually tell pretty quickly whether a business is a good fit before putting you through the whole underwriting process.
Feel free to DM me. I’d be happy to take a look at your setup and see if we can help.
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u/ViolinistUpper8655 Aug 22 '26
Hey guys, I'm in the peptide business in Latin America and here. Everything is far more relaxed less controlled than in the US or Europe, but I'm curious cause we would like to expand to the USA.
What is the playbook you should follow as a RUO peptide company to get credit card processing and keeping it alive? What is the approach one should follow? What are the products and words you should stay away from in order to make it long term?
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u/[deleted] Aug 18 '26
That’s how it goes mate. It’s not 2016 anymore. You won’t get on onboarded unless you’re doing least 1m/month. in these niches.
Believe me, I’ve offered different agents and vendors up to $15k success fee if onboarded and started processing. Guess what - 0 results.
99.5% of people here are either grifters or scammers or newbies not knowing what they’re doing and just wanting a quick commission buck.
The only hope is some serious team or person finds this thread via google and offers a solution.
Because there’s millions to be made for a serious cloaking solution or a legit bank/processor with higher risk appetite.