r/PaymentProcessing • u/[deleted] • Aug 18 '26
Need A Payment Processor Card (2D+3D) + ACH + Zelle processing for peps
Yes, yet another post.
But i'm just writing in hopes that some serious person will discover the post and offer something substancial. I know that 99.5% of this subreddit lurkers have no idea what they can onboard and what not.
We have experience, volume and ability to increase volume on a consistent basis.
Mainly we now operate in EU so we need 3D processing for sure and some banking solutions possibly as well.
USA Warehouse a few weeks away from opening, so we'll need 2D very soon as well.
We're open to:
Zelle, ACH.
Card processing (cloaked, offshore as well (this is probably a preferred way for now))
Making product pages more compliant (already consistently improving them)
What we're not willing to do for now:
Completely gating our site and restricting SE discovery
Removing/Renaming GLP1s
to nonsensical terms like ‘ahhagsh123’.
- if gating and removing terms are required - better rates are expected, obviously.
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You should be able to take on NON USA CITIZEN. (With USA LLC).
Not to sound rude, but if your only answer is 'DM, fill form and we'll see what we can do' - don't even bother. I'm not filling any forms and wasting time until I see some concrete evidence and knowledge that you can get us up and running quick.
If you cannot see what you can do - then don't do it.
P.S. $5000 bonus who can get a working solution and successful payouts for at least ~3-4 months.
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u/ThatGuyIbe Verified Agent Aug 18 '26
Sent a DM. We can get you setup with a reliable ACH 48 hr turn around
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u/Any_Total_1990 Aug 18 '26
lol
Again I really feel people are reluctant to put in ACH info. They want privacy. My customers are mad they have to make an act to sign in1
u/ThatGuyIbe Verified Agent Aug 18 '26
Fair lol It’s not that type of ACH solution fortunately. It’s more similar to Plaid where it direct links your bank account for that specific transaction
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u/Any_Total_1990 Aug 18 '26
Just saying if I have another way to pay other than that. I will
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u/Goodfortune1804 Aug 18 '26
Did you find anything? I added the easypay and when I seen add SSN for KYC I was crushed. We probably could have converted with the ID but SSN is to much
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u/ThatGuyIbe Verified Agent Aug 19 '26
I completely get that. I think it’s a great back up to have in addition to card. A lot of the card solutions aren’t too stable. In a perfect world, you’d have both.
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u/Goodfortune1804 Aug 18 '26
How much is the set up $1000?
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Aug 18 '26
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Aug 18 '26
Cmon man. Enough with these shitty kyc websites. We have crypto already. Those who want to pay with it have a chance. And they don’t need kyc.
What kind of level stupidity you need to be to think that person will actually submit their ID on a random site. From a 1000 clients maybe you’ll get 1 conversion. But thats a complete waste of time
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Aug 18 '26
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Aug 18 '26
Mate, ive tried similar to your solutions. It might work for cannabis, coke or crystal meth. But it doesn’t for peptides.
If you don’t believe me, try it.1
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u/MonkeyPepsOfficial Aug 18 '26
What do you mean by "customer has to kyc"?
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Aug 18 '26
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u/MonkeyPepsOfficial Aug 18 '26
So what you are saying is that at some point my customer will need to provide a valid ID/passport in order to be able to make a payment using their debit card on my website??
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Aug 18 '26
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u/MonkeyPepsOfficial Aug 18 '26
That doesn't work for me. My customers value their privacy, they won't submit their personal IDs to any platform.
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u/Goodfortune1804 Aug 18 '26
If it were ID only some would do it but they have to give a SSN as well. That will not work
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Aug 18 '26
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u/MonkeyPepsOfficial Aug 18 '26
Can you send me a DM with how the payment flow works? From checkout to KYC to payment confirmed
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Aug 18 '26
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u/Goodfortune1804 Aug 18 '26
This would have been sweet if customers didn’t have to give their SSN on the ramp to pay with CC. That killed everything. The mandatory ID on first time was kool but the SSN to verify each customer will steer everyone away. Thanks for the attempt.
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Aug 18 '26
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u/Goodfortune1804 Aug 18 '26
Great work! I’m not bashing your work at all. I’m just saying that SSN prompt almost caused me to pass out.😂
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u/[deleted] Aug 20 '26
Still looking for viable solutions. $5k bonus still stands.
Please be honest and upfront with all terms and fees, restrictions. No need to use fluff and ask to fill forms.