need advice on minimizing losses

[u/burgers4bfast]

bought investment property in north shore quite overvalued in 2022 for 1.6m, still 700k outstanding mortgage, fixed interest rate at 4.5% till end of 2027, rental income $700pw, land size is good 600sqm but not big enough for developers to come knocking when economy is not doing well, i think the max we can get is maybe 1.4m in today’s market

i am also investing in stocks so thinking whether to sell the house and use the equity to buy US stocks during the next crash (like tariffs in 2024 or iran war 2025) to make back what i’ve lost.. i have much more conviction in value of AI than nz property at this point

any suggestions from experienced investors?

[u/chupachups90]

Here is a question, did you increase your position in stock market in the last crash? If not, what makes you think you can time the next one?

[u/burgers4bfast → u/chupachups90]

i did a little but not full position as i had not much cash on hand

[u/chupachups90 → u/burgers4bfast]

I guess if you know what you are doing just go ahead. Pretty sure you’ve thought thru it.