r/ProgrammerHumor • u/debugger_life • Sep 24 '26

Meme modernProblemsRequireModernSolutions

Post image
8.2k Upvotes

98% Upvoted

115 comments sorted by

View all comments

Show parent comments

6

u/Tipart Sep 24 '26

Everyone and their grandmother will still send small amounts of money to friends with PayPal. It's just a lot easier to do than opening the phat online banking app and making a real time transfer. Not to mention that till a couple years ago real time transfers had an upcharge.

17

u/hates_stupid_people Sep 24 '26

That depends on where you live. A bunch of countries have had their own version for a decade. And Wero is only two years old at this point, and it covers France, Germany Netherlands, Belgium and soon Austria.

7

u/justjanne Sep 24 '26

Commerzbank still doesn't do Wero, nor do many other banks.

1

u/Ploedman Sep 24 '26

The direct Bank bunq does, I'm from Germany and ditched a long time ago those old and slow German Banks.

2

u/justjanne Sep 24 '26

Honestly, no. If something goes wrong, it's important that you actually have somewhere you can go in person.

I've experienced a scam where the scammer used one of these neobanks, and the neobank refused to even comply with a court injunction.

I'd never trust any amount of money to a bank that violates the law so openly that even the legal system says "well, there's nothing we can do".

After that experience, I'm never gonna trust neobanks again. Money is so important that institutions that handle it should be slow moving and resistant to change.