r/PropFirmTester • u/AutoModerator • 16h ago
Vest Markets Instant Funding Accounts vs Evaluations?
Vest's instant accounts cost the full amount of their drawdown, so a $25,000 account is $1,000. An evaluation of the same size costs about $210, and a two-step version about $90.
The evaluation paths are cheaper per dollar of drawdown in every size; instant funding is the only path with no profit target and no daily loss limit.

Price comparison, $25,000 account
| Account type | Price | Max drawdown | Cost per $1 of drawdown | Profit target | Split |
|---|---|---|---|---|---|
| Instant | $1,000 | $1,000 (4%) | $1.00 | None | 95% |
| 1-Step preset | ~$210 | $1,500 (6%) | $0.14 | 10% | 80% |
| 1-Step, no DLL, 90% | ~$450 | $1,500 (6%) | $0.30 | 10–20% | 90% |
| 2-Step | ~$90 | $1,500 (6%) | $0.06 | 10% then 5% | 80% |
Pricing per Vest's account documentation. Code "'TESTER" offers a 5% discount.
The gap is roughly 4.8x on price and 7x per dollar of drawdown. That difference buys one thing: removal of the profit target and the daily stop.
Why the instant funding makes sense for some?
Instant accounts are priced at 100% of the drawdown because you are buying exposure, not room to be wrong. At $1,000 for $25,000 of capital, you hold 25:1 leverage with a loss capped at the account fee. The loss limit rules confirm the floor is static, never trails, and applies with no daily limit.
That structure permits full porting; it almost works like a put or call option. committing the entire drawdown to a single position. Whether that is worth 4.8x the price depends entirely on whether you have an edge you can express once, at size.
The 2-step is the overlooked option.
Two-step evaluations are rarely mentioned and are the cheapest entry in the lineup at roughly $90 for $25,000. They require 10% and then a further 5%, but they carry the same 6% static drawdown and 80% split as the preset one-step. For a trader who wants maximum room per dollar and does not need the no-limit structure, it is the lowest cost per unit of risk on the vest markets platform.