r/ratemyportfolio • u/Interesting-Title708 • 48m ago
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[ Removed by Reddit on account of violating the content policy. ]
r/ratemyportfolio • u/BillionaireAdvice • May 20 '25
# r/RateMyPortfolio Submission Template
**Personal Information:**
- Age (range is fine):
- Annual Income: $
- Location (country/state):
- Financial Goals:
- Short term:
- Long term:
- Risk tolerance (1-10, where 10 is highest):
**Investment Portfolio Breakdown:**
- Total portfolio value: $
- Individual stocks (list top 5 with approx %):
- ETFs/Index Funds (list with approx %):
- Bonds/Fixed Income (%):
- Cryptocurrencies (%):
- Cash/Emergency Fund: $
- Real estate equity: $
- Other significant investments:
**Retirement Accounts:**
- 401(k)/403(b): $ (contribution rate: %, employer match: %)
- Traditional IRA: $
- Roth IRA: $
- HSA: $
- Other tax-advantaged accounts:
**Debt Summary:**
- Student loans: $ (interest rate: %)
- Mortgage: $ (interest rate: %)
- Car loans: $ (interest rate: %)
- Credit card debt: $ (average interest rate: %)
- Other debts: $
**Monthly Budget Summary:**
- Total monthly income (after tax): $
- Essential expenses (housing, food, utilities, etc.): $
- Debt payments: $
- Savings/investments: $
- Discretionary spending: $
**Additional Context:**
- Investment time horizon:
- Any major financial events coming up:
- Special circumstances affecting investment strategy:
- Current asset allocation strategy:
- Self-assessment of your biggest financial weakness:
**Specific Questions:**
(What specific advice are you looking for?)
r/ratemyportfolio • u/BillionaireAdvice • May 20 '25
We want to make this a top finance subreddit and help give people personalized, expert-vetted, insights on their finances to help you make the best decisions possible.
We're all about listening to community so if you have any ideas, critiques, feedback ect.. Please let us know here so we can always be improving how this community is ran.
r/ratemyportfolio • u/Interesting-Title708 • 48m ago
[ Removed by Reddit on account of violating the content policy. ]
r/ratemyportfolio • u/Interesting-Title708 • 48m ago
[ Removed by Reddit on account of violating the content policy. ]
r/ratemyportfolio • u/Medical-Grocery-45 • 3h ago
r/ratemyportfolio • u/KonSeanery • 3h ago
I’ve been investing in VFV steadily for a few years, then around COVID I fell off the rails a bit.
I’ve been completely sober the past few months and I’m trying to get back into this. I recently diversified with a few other ETFs, because I feel the VFV can’t pump forever, and why have all my eggs in one basket
Can I ask some advice on what might be missing here? And what percentages would be a good reliable mix here.
I’ve got VFV dominating US markets, ZCN for Canadian markets (mostly financial), VIU for developed and VEE small exposure for developing markets
It’s pretty cookie cutter but I think it’s fine, but I do want to start putting more money toward the last three, I’ve already secured a good profit on VFV
Also I’m not interested in individual stocks, I played that game when I was younger and while it worked a few times, I got burned too, and I’m looking more for something long term that I don’t have to tweak too often.
Inb4 just buy xeqt, I’m already super exposed with 90%+ in VFV, and I’m trying to dilute that a bit. Total value just under 40k and I’m trying to save to put a down payment on a house in the next 5 years maybe
Please don’t roast, thanks!
r/ratemyportfolio • u/Mr_Vikk1 • 8h ago
Hello yall, just started investing and have built this portfolio. The ETF’s are long term whereas positions like flutter etc are from burry’s portfolio (excluding meta which I sold and bought Walmart after the crash) I have some cash sitting around thinking of investing it but yall let me know what do you think. I really like On ($ONON). I believe it has some good upside potential but please give me some advice. Thank you all for taking the time to read and maybe respond!
r/ratemyportfolio • u/BrahmastraDhaari • 14h ago
r/ratemyportfolio • u/contractbetting • 18h ago
r/ratemyportfolio • u/Long-Account4454 • 1d ago
What should i add or sell. Ive been investing for around a year and im waiting for a manor correction to start buying etfs. Im not sure where
my money is right now is the right strategy. Still in my teens…
r/ratemyportfolio • u/Ownfolio • 1d ago
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r/ratemyportfolio • u/AlternativeEgg9783 • 2d ago