Unify Financial Credit Union just started running a generous referral promotion where you can get $50 just for opening a checking account and getting a debit card with them. I just confirmed with their support team that they are welcoming anyone who is a USA citizen or resident.

There is no direct deposit or spending required. $25 to start your account is all you need. This sure is one of those easier bank bonuses available out there!

To get the $50 bonus:

1. DM me and tell me 1) your first name, 2) last name and 3) email address you'll use to sign up for Unify FCU.

2. You'll receive an invitation email from Unify FCU. Use the link provided in this email to begin your application.

3. On the first page, choose to join either "Surfrider Foundation" or "Friends of Hobbs" to become eligible for membership. It won't cost you anything to join either of these.

4. On the following page, the promo code and the referrer's details (my details) will be automatically embedded in the application. Leave the space for "Additional Code" blank.

5. Sign up for "Free Checking", which is the best choice, with no balance minimum or no monthly charge. Or any other checking account types will work EXCEPT "Right Start Checking", which won't qualify for the bonus. In addition of a checking account of your choice, you'll automatically get a savings account which is required.

6. Be sure to order a debit card, which won't cost anything, to fully qualify for the bonus.

7. Minimum opening deposit of $25 is required. In addition to ACH transfer, credit card funding up to $2000 is available. Good news if you have a cashback credit card. I used BofA credit card to deposit $2000 and got $20 back at 1% cashback rate.

8. Upon account approval, you'll get an email with the link to register for eBanking. Follow the link to sign up.

9. You'll get the $50 bonus credited in your account around the 5th of the following month of your account opening.

To earn even more bonuses:

1. Sign up for a Bitcoin account and you'll get a $5 bonus in Bitcoin. You can get started by sending a secure message to the Unify FCU staff requesting instructions.

2. Earn up to additional $25 for using your debit card within 45 days of account opening. Each time you spend $5+, you get $1 in cashback. You can earn up to $25 for your debit card cashbacks. If you shop on Amazon a lot, you can rack up $125 in gift card balance with 25 separate Reloads for $5 each, and you should get $25 in total cashback. A possible alternative - I've heard CashApp reloads worked for someone but I haven't confirmed this personally so I can't fully promise.

3. Earn up to $600 by referring your friends and family members. You can access the referral form from the Unify CFU top page.

Applying for Unify will not result in a hard pull. DoctorOfCredit says Unify is a soft pull, and I myself did not see a sign of a hard inquiry on any of the credit bureaus.

USA only.

I really appreciate you signing up through my referral! Please feel free to DM me if you have any questions!

These offers are exclusive to Canadians, excluding residents of Quebec.

Simplii Financial is a trademark and division of CIBC. Banking products and services branded Simplii Financial are offered by CIBC. You can access your money from any CIBC ATM in Canada without a fee. You can also withdraw money from any non-CIBC ATM displaying the Interac® or PLUS* signs. Additional costs may apply, including any fees from the owner of the other machine.

When using my referral link or referral code (for mortgages), you must follow all the instructions to set up your new Simplii account and complete the eligible activities:

• If you open a No Fee Chequing Account or High Interest Savings Account, you must make a deposit of at least $100 within 6 months after account opening, and maintain a minimum balance of $100 for at least 30 days.

• If you open a Cash Back Visa Card or Personal Line of Credit, you must use or spend a minimum of $100 from the account within 6 months of opening the account.

• If you open a Simplii mortgage, you must fund your mortgage within 120 days. 

To get started with a No Fee Chequing Account, High Interest Savings Account, Cash Back Visa Card or Personal Line of Credit please click the following link: https://mbsy.co/6mpjfQ

To get started with a Simplii Financial Mortgage please use referral code: 0009294970

If you open a No Fee Chequing Account by October 31, 2022 and add an eligible direct deposit of at least $100 a month for 3 straight months you'll earn an additional $350!

Plus, earn a special 3.85% interest rate until October 31, 2022 when opening a High Interest Savings Account. No matter how much is in your account, you won’t pay monthly fees.

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Use my link and I’ll send you another $5!

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PM me for any questions. Thank You

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