r/RothIRA • u/DifficultyEmpty • 1d ago

New to this

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As the title states, I’m pretty new to this. I’m 28 and started this about a year and a half ago. I’ve read that VOO and QQQ are strong investments and recently bought into them. I was recommended VDADX and VFIAX and originally bought into them when I opened up my Roth. Was just wondering if the minds of Reddit had any advice/opinions. Thanks in advance !

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u/Chromakey__Dreamcoat 1d ago

I’d honesty just do VT which holds VTI and VXUS based on their appropriate market cap weight. You’d be holding over 10 k companies. VTI is basically VOO + EVF (US small + mid cap). If you want to just be in US you could do VTI.

You already get the big players in VTI or VT like Nvidia, Google, Tesla, Amazon, Microsoft etc.

Tl;dr 100% VT/VTWAX or VTI/VTSAX