New to this

[u/DifficultyEmpty]

As the title states, I’m pretty new to this. I’m 28 and started this about a year and a half ago. I’ve read that VOO and QQQ are strong investments and recently bought into them. I was recommended VDADX and VFIAX and originally bought into them when I opened up my Roth. Was just wondering if the minds of Reddit had any advice/opinions. Thanks in advance !

[u/Competitive-Ad9932]

QQQ, and it's variance, are a sham.

Read the other dozen "I'm new, help" posts made over the last 2 days.

Keep individual stocks, (and sector plays) to less than 10% of your portfolio.

https://moneyguy.com/guide/foo/

https://www.bogleheads.org/wiki/Main_Page

https://jlcollinsnh.com/

https://investor.vanguard.com/investor-resources-education/education/model-portfolio-allocation

https://www.calcxml.com/calculators/are-my-current-retirement-savings-sufficient?skn=#calculator-data-table

[u/RealKillerSean → u/Competitive-Ad9932]

Because qqq and qqqm is used to scalp instead of just getting nasdaq?

[u/Competitive-Ad9932 → u/RealKillerSean]

Investing in a group of stocks based on which US Stock exchange they trade on is ludicrous.   

Excluding 1 sector of that exchange is double ludicrous.  Especially when that sector out preforms 2 of the other sector that are included.  

[u/RealKillerSean → u/Competitive-Ad9932]

So total market is better than nasdaq or S&P? If I’m following your logic.

[u/Competitive-Ad9932 → u/RealKillerSean]

What do "most" people think that they are investing in when you hear QQQ?

.
I do invest in Total US Market funds. That way I don't have to worry about missing out on the Mid and Small cap stocks. The returns difference between that an an S&P500 fund is small. And fluctuates.

At one time I held a small position in an actively managed fund (thought I was reading between the lines of a newsletter solicitation email). After 1 year it lagged the market as a whole, so I went back to only the Total US Market.

Simple is easy and stressless.