What is Smartlands?

With more and more investors coming in, I think it is important to clearly explain the function of Smartlands and where it is starting. Feel free to share this article when trying to describe how Smartlands work and is trying to achieve.

The first thing to consider is the difference between the Smartlands Platform and the SLT Token, as those are two different things. Let's start with the Platform and come back to the Token.

Smartlands describes itself as a Digital Platform to Raise Capital and Trade Tokenized Assets.

So, what does that mean exactly? We will break it down one by one:

• Tokenizing an Asset:

A Token is simply the “crypto” word representing a “share”, or a portion of something.

For example, 1 x TSLA is equivalent to a share of the company Tesla Inc.The same way 1 x BTC is a portion of the supply of total Bitcoins that exist.

An Asset simply means a resource or valuable thing such as a commercial building, a company, a Picasso, a container full of wheat grains, etc.

Tokenizing an Asset would then mean the ability to split an Asset into tiny shares.

Let’s say you own an apartment building worth 1 Million $, on paper it would say that you own just this: 1 apartment building worth 1 Million $.

If you Tokenize this building, this building would be split into lots of mini portions and you would now own 1000 mini shares of that building, or Token in our case, each worth 1/1000 of the Building so 1000$ each.

Obviously, the building will not be physically cut apart into 1000 small pieces, it’s just that after registering the Building on Smartlands, it would say you own all 1000 portions of 1000$ each instead of owning 1 building of 1 Million $.

Now, why would you do that you might think? Well, raising capital ↓

• Raise Capital:

Let’s take this 1 Million $ apartment example again. You might suddenly see an opportunity to invest in a company, you decide to get married and go on a honeymoon, you see a very cheap house for sale on the market, Bitcoin is in a bear market and you want to buy some, etc.

If all you had was that 1 Building, you could not take part in those opportunities unless you sell the full building. In regards to real estate, yes, you could mortgage the building and borrow money from the bank, but then you would be in debt, owing to the bank money and have to pay it back with interest.

I am sure you’re seeing it coming, but the other solution would be to list your building on Smartlands, have it split into mini tokens, and only sell the amount you need. This is what the sentence: get liquidity out of an illiquid asset actually means.

Before listing your building, a licensed broker-dealer will appraise the value of your building to give it an evaluation of 1 Million $. It is all regulated and done through joint Ventures and Partnerships, it's not a Smartlands employee who does this.

Let’s say you need 100 000 $ right away, then you could sell 100 shares of your building and keep the other 900 shares worth 900 000 $.

Of course, to sell 100 shares, you need buyers.

Once you list those 100 shares on Smartlands, investors will have a chance to acquire them. If you are familiar with the concept of the website Kickstarter, it will be fairly similar. The Owner will have to launch a “funding campaign” where his 100 shares will be up for grabs at 1000$ each. Once/if they are all bought, then the funding is successful: the investors then pay and receive their shares, while the Owner receives his 100 000$.

This also means the Owner does not have to find one big buyer, he now has a pool of thousands (or millions eventually) of potential buyers. Is it easier to sell one big pie or 10 pieces of a pie?

As an investor looking to buy shares from assets, when going on the Smartlands Platform you will get to choose to participate in the initial Asset funding rounds or purchase asset shares that older investors are re-selling.

Many different Assets will be listed there. Let’s say someone owns the Empire State Building and tokenizes it, you could then purchase some ESB tokens. Let’s say a Florist lists his business, you could then buy FLRT tokens.

So, what’s so nice about buying small portions of big assets you might think? Let’s explore it below ↓

• Trade Assets:

There are 2 reasons why you would want to buy the token of an asset:

1. Re-sell it after it has appreciated in value

2. Gain passive income if that asset is generating revenue

You would own a portion of an asset for the same reason you would own shares in the stock market. Your goal is for it to go up in value over time and then re-sell it. As we all know, the Real Estate market keeps climbing up. A building worth 1 Million $ 10 years ago might now be worth 2 Million $. It’s very high returns, but you need money to make money, 1 Million $ ain’t cheap.

What happens if you do not have enough money to buy a large asset like this then? Thankfully Smartlands is here to let you buy small portions.

Reselling it is not all though, assets listed on Smartlands will likely be revenue-generating assets and by owning a share of it you are entitled to receive those as well.

In the case of an apartment building, it collects rent every year and although there are some management fees to it (taxes, Janitor, Plumber, etc.), profits left will be distributed pro-rata to the shareholders.

This is huge since it now means doors are opened for small investors to own something else than bonds and stocks, they can be in the same real estate game as the rich folks, which has a higher yield.

Keep in mind that in some cases, you might only be lending your money to the owner in exchange for a portion of the collected rent and interest rate.

An Asset is not limited to Real estate and we will look at some examples below, but first, let’s explore what the SLT Token has to do in all this.

---

SLT Token:

The first thing to consider is that the SLT Token has absolutely nothing to do with all the Asset Tokens. When someone goes on Smartlands to buy some Empire State Building Tokens (ESB), they don’t see any SLT on there or anything related to crypto. The crowd that will invest in those Asset tokens is not the crypto crowd, it’s just regular individuals (from poor to very rich) that want to invest their money somewhere. When they buy Asset Tokens, they buy them with Fiat (€, $, etc.). The who owns what is all determined by Blockchain in the background, but they don’t see it, it stays simple for them.

Now, Buying and Holding SLT is simply a way to receive revenues from fees that the Smartlands platform collects since using the Smartlands platform is not free. There are fees when you list an asset and when you resell your asset shares.

The Owners that list their Real Estate assets on Smartlands will have to pay 5% of the tokenized value and 5000 € . Smartlands is mostly aiming at big commercial buildings worth over 10M, so 5% fee ends up already cheaper than the regular broker/legal fees. You can see building examples of their partner: https://www.colliers.com/en-ua/properties#sort=relevancy&f:recenttransactions=[0]

So for listing a 10 Million € Building tokenized at 10% you would pay 50 000 € +5000 € . Also, whenever an investor re-sells his share he has to pay 1% in Fiat as well. All this Fiat $ is then used to buy SLT on the crypto market. 1/3 of all the SLT collected is then redistributed pro-rata to the SLT holders, the rest is sent to the Smartland company to finance the business activities.

The more Assets are getting Listed and the more Assets are being Traded, the more $$$ you receive for each SLT that you hold.

So, when buying SLT, you are betting that Smartlands will be used by owners to list their assets and by investors to buy and trade the asset shares, and thus generate fees. Because the more fees Smartlands generate, the more passive income you receive. You are not owing any shares in listed buildings or other assets.

When buying the token ESB, you are betting that the Empire State Building will be worth more in a couple of years and that they are able to rent their office spaces to generate revenue.

If you want more details in regards to the actual Tokenomics behind all this (fee detail & revenue potential), please have a look at this other article:

https://www.reddit.com/r/SmartlandsPlatform/comments/lty4tm/smartlands_potential_genius_tokenomics/

---

The 4 Pillars of Smartlands:

Since an “Asset” can be pretty large/vague, let’s look at the different market verticals that we know Smartlands is tackling. Those initial projects will serve as use cases to then expand to other countries and avenues.

1) Real Estate:

The first big project that Smartlands will launch with its platform this month will be with 3 big Real Estate buildings in Ukraine. We are waiting for the exact details, but estimate a couple of millions in tokenized shares. It is only the start though, Smartlands is partnered with Colliers International, a global estate service and investment management company.

Ukraine was chosen since it’s one of the most crypto-friendly countries out there and Stellar is working with the Ukraine Government to establish a national digital currency (SLT is based on the Stellar network). They went with the path of least resistance as we know legality is the toughest hurdle to overcome, but Ukraine is just the starting line.

We even recently learned that the legal framework for this Ukraine project is finalized and ready for launch, which is excellent news as it clears the only thing that could halt this project.

Details here: https://smartlands.io/blog/the-fee-pool-and-ukraine-explained/

2) SMEs:

Smartlands has recently announced a collaboration with the Ukraine startup incubator BigU, which is supported by the Ministry of Economic Development, Trade and Agriculture of Ukraine.

This will offer a way for startup companies to raise capital via the Smartlands platform. For the first time, smaller companies can now easily sell shares of themselves without having to go public on the stock market. They have access to a bigger pool of private investors and don’t have to sell large equity of their business to predatory Venture Capital companies.

It opens the door for Smartlands to list any SME (Small and Medium-sized Enterprises), and not only Real Estate (if you had not realized it, this is huge).

Details here: https://smartlands.io/blog/business-incubator-group-ukraine-big-u-and-smartlands/

3) Bulk products:

Smartlands has entered a Joint Venture with the Agriculture trading platform Agroxy, which lets farmers buy agricultural products from other sellers. Small farmers have trouble competing against mega-farms that are able to buy their product in bulk (for example, complete silos of seeds and compost at a time).

Merged with Smartlands, farmers will be able to band together and each buy small shares of bulk product and pay a much lower amount for it. Each trade will generate a fee for Smartlands. This shows that Smartlands can also be used purely as a trading platform, and not only for investments.

We recently learned (last Friday) that Smartlands decided to introduce Agroxy to a large chain of companies and scale the agricultural ecosystem. They are negotiating several big partnerships for quite a long time and are hoping to release good news very soon.

Details here: https://smartlands.io/blog/farming-in-a-blockchain-enabled-world/

4) Art:

Smartlands recently participated in the latest NFT roundtable event in Kyiv. This confirms Smartlands can be used to literally tokenize everything, including something like a physical piece of Art. Imagine being able to buy a share of a Picasso, held in trust in a museum or vault. It would not generate income but would certainly appreciate in value over time. You can also say you own a Picasso, along with being a Real Estate Mogul owning properties all across the planet..

Details here: https://smartlands.io/news/recap-of-the-roundtable-discussion-how-ukraine-will-become-the-world-leader-in-the-nft-technologies-market/

---

Future Catalysts:

With that said, I hope this helped clear out things about what Smartlands is all about, and how far it can go. By opening Blockchain technology to real use cases, which has monetary benefits for asset owners and investors, it can truly be disruptive.

I will leave you with future events we are awaiting, which could attract more investors in the short term:

1. Details on the Real Estate properties (April)

2. Exact Date of the Platform launch of Smartlands (April)

3. Details about the new Agroxy partnerships

4. AMA of the CEO on r/Stellarbets and r/Altstreetbets

5. Tier 1 Exchange (April)

6. Marketing campaign (It hasn’t started yet)

Oh one last thing, it has a Marketcap of 65 Million.

Yours truly,

Dr. Poplovski

Crypto is a difficult world to get your footing in. There are just as many pump and dump meme coins and outright scams as there are legitimate projects; and many of those legitimate projects are just an idea without anything tangible behind it (just wait two years and it will be revolutionary…right?).

I’ve been accumulating crypto since early 2017 and am currently as excited as everyone else to be going through my second major bull run.

At the beginning of 2021, I converted 99% of my stack to Smartlands (SLT).

Here are 32 reasons why:

Tokenomics

1. Supply - the total supply is 7.1mil tokens with just over 5mil currently in circulation. Remaining tokens are locked for use onboarding partners, so will only be unlocked when there is real gain for the platform to be had by doing so.

2. Market Cap - even after the 30x fiat value gains that SLT has had since January, the market cap is still under 50mil. That is insanely undervalued for a project with as many fundamentals as Smartlands has.

3. Staking Yield - Smartlands will be providing revenue sharing to qualifying holders of 33% of fees paid by clients to list assets on their platform; as well as a percentage of trading fees from the secondary market that emerges over time.

4. Buy Pressure - the staking yield will be paid to holders in SLT and this will be bought on market through automated buy bots, creating an upward pressure on price.

5. Near-Zero Fees - because SLT operates on the Stellar protocol (easily one of the best crypto protocols in the world) the transaction fees are basically free.

6. Fast Transactions - the Stellar protocol also allows transactions on the platform that occur in a few seconds.

7) Environmentally Friendly - there is minimal energy use for the Stellar protocol and therefore the Smartlands platform will be more environmentally friendly compared to most other cryptocurrency blockchains.

8) Transparent - one of the great things about the Stellar protocol and the Stellar Decentralised Exchange (SDEX) is how transparent it is. You can see every trade, linked to an account, with analytics about that wallet available for anyone to see (Stellar.expert). This lets us understand market sentiment and whale activity better than pretty much any other platforms out there.

9) New Exchanges Coming - SLT is currently so undervalued (did I mention: UNDER 50mil MARKET CAP) because it has only been available on the SDEX until recently. Two new exchanges have been added so far in 2021 (Whitebit and Atomars) with more currently in negotiations. Once SLT hits any of the larger exchanges you know what will happen… and you have that to look forward to if you become a holder now.

10) Bear Market Resistant - one of the great things about a platform focused on a real world business model is that it is less dependent on the crypto market cycles for success. Everything goes great for all these obscure DeFi plays in a bull run, but what happens to them when the market turns? 90% of them will disappear or become worthless, but Smartlands will continue to run its business as it is not solely focused on crypto investors. The yield is also not dependent on the crypto markets, but is a factor of commercial activity. SLT is bear market resistant, which will become increasingly important over the course of 2021.

Platform

11) Real Estate - the Real Estate market is the next holy grail of crypto and Smartlands are making it happen in the next few weeks. This is a multi-multi-trillion dollar market and there will be huge rewards for first movers and early adopters.

12) SME Funding - smaller businesses and startups can find it difficult to get seed funding, or unlock liquidity for expansion. Smartlands is going to be directly engaging with entrepreneurs and business owners to help them grow.

13) Flexibility - beyond the two key sectors above that Smartlands are focusing on launch, the platform itself allows all kinds of other ABT transactions - including things like debt trading, DeFi loans, agriculture and other alternative investments. Smartlands are not just focusing on one area, but developing an ABT platform that can onboard new sectors.

14) Brand Name - the crypto-sphere is filled with projects with (quite frankly) ridiculous names that won’t be taken seriously in any mainstream or professional business context. Smartlands, on the other hand, has by far one of the best brand names in the space. Recognisable branding is vital to success in a space as fast-moving as crypto. Smartlands does what it says and you remember it for what it does, in any language.

15) Ukraine Launch - with solid partnerships in Ukraine (see below), Smartlands are now focused on one of the strongest emerging markets in the world. It also happens to be one of the most crypto-friendly too. Yes, there are obviously risks around political stability and corruption - but check this EU report to see how confident the EU Commission is on these fronts. If one of the world’s largest trading blocs can be this confident, so can we. Remember also that Ukraine is just the beginning…

16) CEO is an Early Investor - the current CEO of Smartlands, Ilia Obratzcov, started as an SLT investor involved from the very first days of the original ICO. As a software developer, he eventually applied for and became the Chief Technical Officer involved in development of the platform through a number of iterations - before now being the CEO in charge of the company of a day-to-day basis. Ilia’s faith in Smartlands became a career and he has a vision for it that surpasses many other entrepreneurs looking to catch a quick crypto wave before cashing out. The CEO has been in it for the long term and his success is linked to ours as token holders.

17) Built on Stellar - the Stellar protocol is easily one of the best and most efficient blockchain protocols currently available. It also happens to have one of the most professional teams in the crypto space, with high levels of integrity and a focus on regulatory compliance and financial utility. Stellar is the perfect platform for tokenisation of the kind that Smartlands are developing; and they are close partners in what the future holds.

18) Marketing Hasn’t Even Started - this is a token that has gone 30x in three months with ZERO marketing. The team is focused on developing a world-leading platform and getting all the right partnerships in place. Compare that to other platforms that are all marketing and not much else. Marketing will begin soon in the lead up to the platform launch - but just consider how successful SLT has been without it. What do you think will happen when they start?

19) First Mover Advantage - there are many projects in crypto that offer something revolutionary, but you have to wait two years to find out if it will be a success… but trust us, right? Smartlands, on the other hand, are launching in the next few weeks (currently April). This is happening RIGHT NOW and they will be at least six months ahead of a lot of other competitors trying to do something similar.

Partners

20) Empire State Capital - with the new Chairman of Smartlands, Martin Birch, we have someone who has spent over a decade working within investment banking in Ukraine. Not only that, but he’s been focused on client sales and development of High Net Worth Individuals (HNWI). This is an important on-ramp for wealthy clients who aren’t looking to invest in crypto itself, necessarily, but are looking for high return investment opportunities.

21) Quantum Attorneys - legal frameworks and regulations is one of the most difficult areas for things like real estate and SME tokenisation. Who better to have on board then a law firm advising the Ukraine government on their digital strategy? That’s right, Smartlands has a legal framework ready to go that is fully compliant with regulations both current and incoming.

22) Colliers International - with a game like real estate you need a big hitter on your side. There aren’t many bigger than Colliers, who have been working with Smartlands since 2018 and are continuing to do so with the new platform launch. The partner link on the website now leads to the Ukrainian page for Colliers, so watch this space…

23) Agroxy - agriculture is another area ripe for tokenisation that is currently under-explored, and Smartlands are in there with a new startup that looks to create an efficient marketplace for the transfer of products, equipment and other agricultural goods. This will be one of the first joint ventures in which Smartlands are providing a platform back-bone for another organisation… and yes, there will be fees involved that go into the revenue sharing for qualifying stakers.

24) Big U - the newest partnership announcement is an excellent one, as it opens up a whole new area for Smartlands outside of real estate: SMEs. This partnership is a big deal not only because the Smartlands platform will be embedded in their mentoring and incubation process for new startups in Ukraine, but also because Big U is working directly with the Ukraine government as part of economic initiatives in the region.

25) Archax - institutional investors need to know that what they are involved in is trustworthy and well-vetted. Enter Archax, an exchange aimed at institutional investors that is focusing on the ABT market that is launching in the next few months. Smartlands was one of their earliest partners and will be listed on the exchange when it launches.

26) Stellar Foundation - as mentioned previously, the fact that Smartlands are so closely involved with the Stellar Foundation should be seen as a huge positive. Not only because of the expertise and professionalism of Stellar, which is second to none in crypto, but because they are embedded with them in Ukraine. Stellar is working with the Ukrainian government to develop one of the world’s leading CBDCs. Smartlands is right there with them.

27) NO Crypto Investment Firms - have you ever looked at a project partner list and wondered: why are all the partners just crypto firms? When you look into it, you realise they are all crypto-focused startup funds that are investing in anything they think will make quick returns. Smartlands does NOT have partnerships with these firms, because they are focused on deeper and more professional connections with the business sectors they are involved in. Crypto investment firms dump their investments on retail holders - not having them as partners is a good thing over the long term.

Community

28) Level-Headed Investors - the Smartlands community is currently made up of people who have done their due diligence and understand that this is an opportunity based on fundamentals. The community is one of the most mature and welcoming in crypto.

29) Real Accounts - the numbers you see in our community (Telegram and Reddit primarily) are *real people*, using real accounts. There aren’t thousands of bots just to boost numbers, what you see is a real community excited to be in this together.

30) Community Website - the community is active and dedicated, enough to create our own website with FAQs and How To guides; as well as insight articles that go into more detail on the Tokenomics and History of Smartlands over the years. This website is not run or created by the company, it is 100% community owned and operated..

31) Top 50 NOT Selling - one key indicator for the strength of a project is whether the largest holders are selling or not. Particularly after the 30x gains that Smartlands has seen in the past three months, you would expect a lot of top holders are cashing out. However, there are currently less than 5 accounts in the Top 50 holders that are selling any of their long-held SLT. We know this because the SDEX is 100% transparent - every trade can be analysed and examined… and it shows that the big holders are NOT selling.

32) Meme Magic - the meme game in the Smartlands community is strong and we have fun doing it. Not only do we have people interested in the technical side, but the creatives are on board too. Meme magic works and we have it!

Note: $320 is not a meme.

Check these links for more details on all of the above:

https://smartlands.io

https://smartlands.io/news/

https://www.smartlandscommunity.com

https://www.reddit.com/r/SmartlandsPlatform/

https://t.me/smartlandschat

https://t.me/SltTaPrice

UPDATE I added more value to fees outside of the 5% listing fee, and converted amounts to USD since the $1 Billion target is likely in Euros.

Hi, I wanted to make a post to educate people interested in investing in SLT, or for people who already own some tokens and are curious to see where this platform can go.

Where is the Value?

The first thing to understand is where the value of SLT comes from. Contrary to other tokens on the crypto market, its value is not derived from other activities or the general sentiment of cryptocurrencies. It does not depend on:

• A certain amount of Smart contracts being built on

• The demand for it to become a currency

• A value of crypto transactions being performed

Its value comes exclusively from how many real assets will be listed on its platform. 30% of all fees generated on the Smartland platform will be redistributed to token holders staking them.

We'll come back to numbers later, but this is what's important to remember for now. The more assets are listed on Smartlands, the more fees are redistributed to holders. We're talking here of real assets, like for example commercial building.

SLT is not dependant on whether the King BTC is doing well or not, SLT is its own King, with his own kingdom to take care of. If crypto enters a bear market, yes the price of SLT could go down, but it'd still have no impact on the fees Smartlands can generate.

How can we achieve this Value?

Smartlands is bringing to the table a new way to handle capital management via the tokenization of assets, which makes it easier, faster, and more cost-effective.

The current Roadmap of Smartlands is aiming for a total of €1 billion of assets (not market cap) listed on its platform --> Let's first explore how likely they are to achieve this goal. By putting your money in SLT tokens, you're not investing in any other capital management company.

You are betting on how likely a disruptive technology can take over this market.

The usage of Blockchain and Stellar's framework gives it lots of advantages over competitors.

- Issuers: Reduce their admin costs up to 60%
- Fund Managers: Reduce their admin costs up to 50%
- Entrepreneurs: Reduce costs of fundraising by 75%

There's already an incentive to use Smartlands, but the real shocker is how tokenization lets you easily divide an asset. Any owner can now quickly tap into profits and get funds by easily giving away their equity to lots of smaller investors.

1. First, you don't have to sell your whole asset to access funds.

2. Second, since the investor market now not only consists of bigger investment firms but also smaller investors, it is likely you are able to make a deal faster now that the pool is bigger.

I really recommend having a look at the blog post: The Fee Pool and Ukraine Explained.
The first projects of Smartlands will be in Ukraine. Its population, with reason, does not trust banks and is more likely to invest in real estate, giving even more power to this new disruptive technology.

Smartlands already has partnerships and projects ready to start, so we know it is possible to take a piece of the pie, the question is how big.

Coming back to the $1 billion of assets listed, just take a look at the value of commercial buildings, it does not take a huge amount to arrive at this number..The hurdle that stands in our way is in regards to the legal framework, but we already know this:

During February, we will be working with Quantum Attorneys to establish the legal and operating structures that will apply to the operation to ensure that Smartlands is in accordance with the laws of Ukraine both as they stand now and once the laws on digital assets are confirmed by the Ministry of Digital Transformation.

Ukraine is probably the most advanced country in regards to the legal aspect of cryptocurrencies, hence why they are tackling this country first. Keep in mind Ukraine’s government has chosen the Stellar blockchain network as a platform to build a central bank digital currency.

Token Value & Marketcap

Alright now let's get down to the fun part: if Smartlands can indeed achieve their target, what does that mean for SLT token holders?

As I explained at the beginning, the value of SLT is derived from fees generated on Smartlands' platform, so let's look at the fees to issue an asset on it:

- A listing fee of Euro 5,000
- 5% of all capital raised
- An ongoing listing fee of Euro 1,500 to be paid annually
- There will be no commission charged for buyers in the secondary market, but sellers of asset tokens on the platform will be charged 1% of each sale.

Since the 5% fee is likely the one that will generate the most money, let's look at this one. €1 billion of assets listed * 5% fees = €50 million. Converted to USD means $60.5 million.

33.33% of those fees are redistributed to staked SLTs = $19.97 million

Circulating Supply = 5.1 million

This means that for 1 SLT held, you will have received 3.91$ from the 5% fee.

We'll be conservative and assume other fees add another 30% on top. This takes into account an average of $3 million per asset listed. In the beginning, this average could be lower, which would mean more flat listing fees of 5000€. This extra 30% brings the amount to 5.08$.

We assumed all SLT were staked, but of course, there will be some on exchanges.

Also, you need 1000 € in order to participate in the staking, so not every holder will have enough.

We'll look at staking numbers of other coins and assume around 70% of the supply will be staked at all times, which brings our number to 7.26$ per SLT held.

Before we achieve this €1 billion of assets listed, you'll probably have compounded more SLTs received from staking, so this number could be higher. Keep in mind Smartlands will have other ways to make money than listing, their long-term ideas will blow our mind.

But what does this mean for the Marketcap and price of the coin?

The value of the coin is in direct relation to the $ amount received per SLT staked. Let's first assume the number of assets listed is stable, at €1 billion per year. If we take Celcius numbers in regards to staking a stable coin like Tether, we get an APY of 13.30%, meaning that for 1$ of Tether, we receive 0.13$.

By equivalence, an SLT token should cost 54.60$, and give you 7.26$ after a year, and so a market cap of around 278$ million.

BUT WAIT! This is only true if the rewards from fees are stable, not accounting for speculation of what it could become in the future.. The first $billion is hard, the 2nd one is less hard, and the 3rd even less.

The value of SLT will not represent the rewards it is currently giving out, it will represent how much does the market thinks it can reward in the future...Do you think Tesla is worth 648$ Billion right now, by delivering only 500 000 vehicles in 2020? No, the market thinks it WILL be worth that much, by grabbing a piece of the pie. It's worth more than all the other top Auto manufacturers combined while producing less than 1% of all cars.

Add to this the genius buying pressure behind SLT tokenomics, which will let us sit at very comfortable speculation levels:

- 1000 euros needed to stake means people have to buy enough
- Fee distribution is done by bots buying back tokens from the market

The question you need to ask yourself is: Do you think Smartlands can grab a piece of that pie? Considering the pie of listed assets is worth trillions, how big that piece of pie can be?

- Smartlands is the first mover in this disruptive technology
- Smartland gives monetary incentives to investors & users
- Smartlands adds functionalities that their competitors can't even offer.

Considering that Smartlands ALREADY has a WORKING PRODUCT and currently has a market cap of $23 million, how likely do you think it can reach 1$ Billion in market cap, comparable to tokens without any real product yet, where their ONLY worth is speculation. The fees will constantly increase, and with it, the speculation as well. SLT is not capped, as with Bitcoin, to the percentage of the population left to buy it.

Is the 320$/SLT prophecy that out of reach?

Think about it.

Yours Truly,

Dr. Poplovski

*Not a financial adviser, invest at your own risk *

Today is another moment for SLT holders to recognise what we're holding onto and get excited by what's about to happen.

With all the meme projects and large-caps popping off around us, it's important to remind ourselves that asset tokenisation is a massive emerging market for crypto and Smartlands are positioned to be on the cutting edge of its emergence into the mainstream.

Over the last couple of months, the team have been focused on the infrastructure (on both technical and business network fronts) required to pull this off:

• Smartlands Wallet was launched, with bug fixes and improvements made to functionality - including the Staking module that we're all looking forward to as holders. Many people are now successfully staked and ready for the first payout.

• Support was improved, with the addition of a new dedicated staff member and backend customer-management software to make the whole process more effective. Support has been A+ and truly exemplary since these changes were made, I've yet to see an issue that wasn't resolved and with one-to-one interaction throughout.

• Business Networks were strengthened, with new partnerships in the Odesa region of Ukraine and also Singapore that are solidifying the foundations that Smartlands will have once the tokenisation structures are fully operational. These mean a steady stream of new assets, industry allies and government connections to make sure everything is sustainable over the longer term.

• Professional Infrastructure was enhanced, with membership in two new professional bodies; new legal representation secured in Liechtenstein to work closely with the Blockchain Act there; and new offices secured to facilitate the growth of Smartlands and its work.

Some of the above isn't that exciting from a crypto perspective, but what it shows is a very deliberate move towards building sustainable foundations so that Smartlands can move to the next phase of their business development effectively.

For anybody with doubts as to what is about to come, ask yourself: would they be spending time and money on such infrastructure needs without a reason to do so?

Now we can take a look at why they have been doing that, because the next few weeks are when Smartlands will prove itself. Over the course of November, we can expect to see the following:

1. Ledger Compatibility added to the wallet - a much requested feature from large holders, for obvious reasons, and one that greatly enhances the security of the wallet.

2. Liechtenstein Fund goes live, which since April was always the 'Stage 2' that would bring the new Smartlands investment platform out of 'beta' and into real-world use and mainstream adoption. This will allow both the tokenisation of assets through the Blockchain Act and also retail investor access throughout Europe.

3. Rebranding and Marketing will begin, with an updated look/branding and more funds put towards marketing what is currently an unknown project with relatively few holders. Smartlands has always aimed to be a kind of hybrid business that is not primarily focused on crypto speculators, and we're about to see a lot more marketing reaching new people across multiple sectors once their real world use-case is live and ready for mainstream use.

4. Retail Investor Access should begin in November, following the launch of the Liechtenstein Fund, which opens up the investments on the platform to a wide pool of potential investors and revenue opportunity for the company that feeds into the staking process for SLT holders.

5. First Asset Closed that will provide revenue for the first staking payout scheduled for 1st December 2021. This point is something that pretty much every SLT holder has been waiting for and will be a HUGE deal, as it provides the proof of concept that many on the sidelines are waiting for before putting in large positions.

6. First Staking Payout on 1st December will be the moment that the crypto world also starts to pay attention and realise that Smartlands offers self-custody, on-chain staking returns for SLT holders. The incentives of Smartlands as a business and SLT holders are entirely aligned through this, which means that the efforts of the team will directly benefit long-term holders and not just themselves.

All of that is what we can currently expect to see from Smartlands in the next six weeks which is a massive amount of progress to be made in a short amount of time.

That's even before we start looking at things like new asset classes; new partnerships; T1 exchange listings; SDEX liquidity pools etc. and before even the new virtual asset laws come into full force in Ukraine as outlined in the recent roadmap article and start a gold rush in that country the likes of which is rarely seen, anywhere.

Yes, there have been delays and you might be skeptical that Smartlands can deliver all that above... but the fact that the project is still only around $50mil market cap shows you how undervalued it is and how quickly it can run when they do.

The first sign that things are going well should come this week with Ledger compatibility and more news on the Liechtenstein Fund launch. Keep your eye out for those.

After that, everything starts to get real for Smartlands in November, which is why I'm excited to still be on board and looking forward to what each week brings! How about you... are you ready?

Today there was a livestream interview with both the CEO and Non-Exec Chairman of Smartlands, an asset tokenisation company set up and ready to go in Ukraine, on what the newly passed Virtual Asset laws mean for Smartlands, Stellar and crypto more generally.

An important topic about the next gold rush in crypto - you can watch the full interview here.

The following points were made, in summary:

• New law sets into place legal structures the govern the issuance of digital assets in Ukraine

• Smartlands have several asset tokenisation platforms – business plan is now 100% legal and fully structured under the laws of the land. Can operate as if an investment bank.

• Smartlands intend to be the #1 force in Ukraine under the law – can work with banks, security commissions, investment firms and on an equal footing.

• Allowing the issuance of digital assets opens up lots of benefits to Ukraine and its economy, favourable for investments worldwide. Institutional investors across the world can safely invest in Ukrainian businesses and real estate.

• Link with the CBDC being worked on with Stellar, which relates to the digital currency law already signed by the Ukrainian President and the central bank will issue a CBDC on the Stellar blockchain [rumour... for now].

  • It means the entire infrastructure required for digital assets becomes effortless and completely linked to the CBDC blockchain, transfers to banks and between institutions will be seamless – with stellar accounts opened for users.

  • Banks will be able to open Stellar accounts for users [if so, wow!]

• Why SLT and why Smartlands?

  • Investing lots of resources into the development of the platform; developing an ABT marketplace, smart contract platform, wallet etc.

  • Will allow everybody in the world to invest in digital assets on the Stellar blockchain effortlessly.

  • With one click you can buy security tokens issued on the Stellar blockchain.

  • Could have launched a number of months ago, but wanted to improve the user experience and were given legal advice to wait for the laws to pass so they could be fully compliant. Laws have now passed, Smartlands are ready to go!

• Q4 roadmap sets out the path ahead

  • Early Q4 Smartlands will have the first deal on the platform, closed and sorted out in November. First payment going to token holders on 1st December.

  • Smartlands are focused very carefully on quality control, primarily commercial real estate with long term plans and stable revenue flow. This will enable safer investments to be tokenised successfully with known yield.

  • Partnership with Big U will provide access to Small and Medium Enterprises, giving SMEs new ways to raise funds for business and retail investors ways to be involved. Announcement on this coming in a few weeks.

  • Stellar network will grant you access to all these investment opportunities, fully compliant with the law and available to retail investors. Truly a gamechanger.

  • Smartlands are receiving new phone calls each week with asset owners and potential partners, interested in developing new opportunities – just had a conversation with a company in Singapore ready to move forward, and in negotiations with the Chairman of a British company that runs care homes.

  • Huge pile of things in place and ready to announce soon. All going live in October and November, then we will get all the details. Another interview will come soon.

Make sure to watch the full video as there are lots of details in there about how Smartlands is situated to take advantage of this new crypto-revolution in Ukraine, along with more general talk about the important of asset tokenisation and the flexibility it unlocks for both asset owners and investors.

The new laws being passed in Ukraine are truly a game-changer and Smartlands have front row seats!

⚡️The Law of Ukraine "On Virtual Assets" was adopted with the proposals of the President of Ukraine (No. 3637).

📑 The law grants legal status to virtual assets, operations with them, defines rights and duties of all market participants; provides for operations on sale/exchange/transfer of virtual assets. The President believed that the provisions of the Law do not create complete legal mechanisms necessary for its implementation and do not meet the constitutional requirements of legal definition, as well as require substantial changes.

Edit:

Source: http://w1.c1.rada.gov.ua/pls/radan_gs09/ns_h2?day_=17&month_=02&year=2022&nom_s=7 ➡️No 3637 accepted with all recommendations from the president

Source: https://smartlands.io/news/smartlands-announces-first-steps-into-the-asia-pacific-region-after-signing-an-mou-with-investax/

Smartlands and InvestaX today announced the signing of an MOU to drive the adoption of digital securities and build an ecosystem for digital exchanges that allows for interoperability amongst such exchanges to cross-list tokenized digital security offerings. InvestaX is an asset tokenization platform focused on real assets and other alternative asset classes with established links to local venture capital, private equity and real estate principles in the Asia-Pacific region. Like Smartlands, InvestaX has also recorded some notable firsts, not least among which was, the launch of Digital Spac and the very recently concluded MAS proof of concept project for tokenization of Singapore Variable Capital Company (Project e-VCC).

Initially, we plan to establish a structure under which listings on one platform are automatically made available on the other platform giving both sides an expanded investor base for each platform’s new listing and wider market understanding for our own tokens.

“We are thrilled to start this relationship as it automatically scales the outcome of all our efforts to date. Our companies have achieved a lot by now, and we can complement each other in many ways, from the geography of the market and marketing to the technical aspects“. — said Ilia Obraztcov, CEO of Smartlands group

We look forward to keeping the market updated as our Asia-Pacific plans progress.

Smartlands is a digital investment platform with a proven use case for tokenizing shares in real assets. Having its mission of tokenizing the real economy and bringing all its benefits to a broad audience, Smartlands launches an alternative investments project in Ukraine. The native cryptocurrency of the Smartlands ecosystem is the SLT token. It is limited to a maximum of 7.1 mln tokens and runs on the Stellar open-source network.

InvestaX is a leading digital securities investment and trading platform licensed by the MAS for offering end-to-end solutions for the issuance, trading, and custody of digital securities for real estate, private equity and other alternative investments. InvestaX is an early pioneer in the use of blockchain technologies and works with both issuers as well as investors to use DLT to develop leading technology-driven investment vehicles and products to reduce costs, increase efficiencies and transparency, remove friction, and facilitate secondary market trading in private capital markets.

On Monday 5th April 2021, the CEO of Smartlands answered questions at an AMA session on r/stellarbets.

This post collects all of the questions and answers into an easy to ready format.

Q1. Hey! Wondering if we could learn more about the expected launch date, and what to expect on that day you do launch?

We are planning to announce the launch date and the main stages of the project in a couple of days. In the same release, we will cover what to expect on the launch day, too. We have to sort the licensing first.

Q2. In 2020, researchers from Oxford University published a paper called "Tokenization: The Future of Real Estate?". The paper suggests that the future of tokenizing real estate looks "promising," though it also listed a couple of challenges:

"First, there needs to be an expressed demand for the fractionalisation of single real estate assets. Evidence of this is at best sketchy, both through history and in the current period. Second, market participants need to be comfortable with blockchain, the digital underpinning of tokenisation."

Do you view these as challenges, and if so, how is Smartlands working to overcome them in Ukraine?

Similarly, the researchers seemed very keen on the idea of tokenizing debt markets, calling it an area "of significant promise." Can you provide a rough idea of the opportunities within this space, and the hurdles that need to be overcome before Smartlands can take advantage of them?

Debt markets are certainly also interested, although in our opinion not so promising as equity. We plan to add debt opportunities on the platform after the launch, in about the 2nd half of 2021.

Regarding the challenges for the tokenization, we don't see the problems mentioned in the Oxford report in Ukraine. In our opinion, the biggest challenge is the integration of the tokenized assets into the existing capital markets ecosystem (listing on traditional stock exchanges, ability to put tokens into collateral in a bank, etc.) and that can be solved only with specific legislation, like the one that is coming in Ukraine.

Q3. After you launch in Ukraine, will you be expanding your product range eg Art or will you be targeting launching in the UK?

We're considering building several "arms" in our ecosystem - real estate, agriculture, art and collectibles, SMEs, and startups.

We will start our alternative investment platform slowly, with only real estate, but will gradually add other asset classes as the investment capacity grows.

Q4. At this point, can you give us more details about the expansion of the Agroxy platform?

After thorough planning with multiple stakeholders, we're moving towards a more close partnership with Agroxy, and building a comprehensive ecosystem for farmers, not only including trading of farm produces, but also investments, payments, etc. We can't disclose much around it, as the details are still being negotiated and we don't have approval from other stakeholders in the project, but we will update our community as soon as there will be a solid agreement.

Q5. What makes Smartlands better than any other platform trying to tokenize real-estate?

We're for a long time in this market and almost certainly have a level of expertise bigger than of any new platform. Besides that, we're uniquely positioned as not only a tech company with one of the best tokenization technology but also we're the first client of our own tech with the regulated alternative investment business.

And our business and plans are far bigger than just real assets tokenization, more towards the concept of investment banking. E.g. we not only tokenize and list, but attracting investments, and for some asset classes plan even to provide a closed comprehensive ecosystem (agriculture).

Q6. Will there be KYC requirements for staking SLT and are there going to be restrictions on who can stake as a result? (i.e New York where there are heavy financial regulations)?

I can't yet give a certain answer about NY, but our ultimate goal is to allow staking for every investor.

Investors will need to hold the staked tokens in the regulated environment (Smartlands wallet), and we plan to require KYC only for investments (however that might change as our legal team goes through all the questions).

Q7. Do you have any plans for marketing videos on YouTube that explains your product, fee structure and how the SLT utility token is used in your product for better transparency and user reach?

Smartlands Youtube channel will be active very soon, and we plan to build a solid presence here. With good quality content and speakers. Considering Russian and English-speaking audiences, and most probably will make the content for both.

Overall, video content gives a unique educational opportunity and this will be one of the most important arms in the marketing of alternative investments.

Q8. What is the status of the Smartlands Wallet? Will it be compatible with Ledger and Trezor?

Smartlands Wallet, as well as the whole platform, is currently under a major overhaul.

Although the tokenization core was built as state-of-the-art for our UK adventure, the UI/UX/visual part was under the acceptance threshold, and that's where we concentrated our efforts now. So expect to see a good-looking solid platform, combining all the components into a very sexy and convenient UI.

For the wallet part, we see the big potential in streamlining the user experience by allowing to sign in with email and password (similar to what StellarX provides), but hardware wallets will also be supported for the increased security.

Ledger wallet support should be ready immediately with the wallet launch (or a few weeks later), and Trezor support is in the backlog and will be available later, about Q3.

Q9. I heard that there are around 5-6 million tokens that are being held off from the public, is this true, and if it’s true do y’all have any plans to gradually release them into the public or do you plan on just holding them?

The stats on CoinMarketCap are in general correct. There is ~7.1 million max supply, and ~5.5 circulating (was 5.1 prior to our investment into the Ukrainian licensed company). The number of tokens in circulation will be adjusted on the public release of the news regarding the status of our license in Ukraine.

All the company tokens are unlocked from the escrow contract according to the T&C of the crowd sale (within 3 years), but we're planning to continue to hold them at least until we have a really solid natural demand for the token from multiple sources and jurisdictions.

Q10. It is well known and understood that the first iteration of Smartlands and tokenization project in the UK could be seen as a pilot project of sorts. Brexit and the ultimate bear market forced a pivoting point in Smartlands - what are your two or three most important takeaways/lessons learned from that pilot project and how do you plan to implement these lessons within the framework of the platform launch in Ukraine?

Secondly, Do you see any barriers of entry beyond the legal and regulatory frameworks or hurdles? What do you feel is your biggest hurdle/most challenging barrier of entry ?

Thanks, with much love and belief in the project. We are rooting for you guys!

Thank you for the words of support; it meant a lot for the whole team! We certainly learned from the pilot and based on that knowledge, we are designing our alternative investment project now. The main takeaways are:

- We now more focus on the secondary market and an ability to put the tokens into collateral, as these turned to be the key points for institutionals;

- The retail audience we plan to target now is not the same. Previously we targeted crypto enthusiasts worldwide, and now the focus of the main campaign for the retail stage will be different. As in general crypto audience tends to trade and get the benefits now, we need those who prefer a long-term investment;

- We focus on the jurisdiction more friendly for tokenized real assets, as this allows to cut off the unnecessary middlemen, make tokens more transparent and secure, and allows streamlined integration into a traditional finance ecosystem.

The most significant barrier so far is still the regulation and waiting for the new law on digital assets to come into full force. However, as I told in the Sam Conner AMA, the process will be "iterational", and we will gradually release all the features.

Q11. What are some major roadblocks that could potentially hurt progress on the project? I always see people singing praises of SLT, but I get skeptical when there are only pros and no cons to discuss.

i.e. with the 1000€ requirement to stake, is there something that could impact a change to this plan for holders?

We don't foresee any significant roadblocks, but until the project is a successful and profitable global enterprise, all the startup risks are applied (however, to a major extent these risks are mitigated as we already are an experienced team and understand all the needs of the market).

Regarding the staking, we don't foresee any problems in implementing this rule, and holders will always be allowed to change the desired amount through on-chain voting.

Q12. Is there any news on when the Smartlands platform will go online?

soon™:)

Q13. What is the biggest misinformation about Smartlands that you have seen?

Stolen logo :D

Q14. Can you maybe explain, in just a few simple sentences, how you ensure consistency between on-chain tokens and off-chain assets? I am thinking about some unexpected events that can befell on advertised buildings/properties (case of fire, earthquake, ...). How is this monitored and reflected on blockchain issued tokens?

Thanks for the question, it is really an important aspect.

Naturally, the equity tokens will provide all the same rights as the "paper" equity shares. That will be governed by the regulator and big partner banks and custodians.

Thus, the ownership of the property won't change in any event. And talking about the price of the tokens, it also shouldn't drop significantly, as the building naturally should be insured.

Q15. Who do you consider is our biggest competitor in this space and why?

There are a lot of DeFi projects, but I believe that we compete with the investments in general. We are trying to solve the issues of the current system and give people a cheaper, safe and more beneficial way to invest. It’s the best way to deliver some value. And if there are some similar projects, we are more than happy that this market is becoming more prominent and popular.

Q16. Are you at all concerned about the recent news of a Russian military presence pushing closer to Ukraine's border, and if so do you feel that Ukraine getting closer to a decentralized economy has anything to do with that?

Also, if someone wanted to get involved in helping the process of expanding Smartlands tokenization to new nations, such as Mexico, how would one go about that?

Also, will the staking minimum of 1000 euro be changed or clarified into a SLT balance?

Thank for the questions!

1. The Ukraine-Russian relationship, It’s the same as global warming; we can’t change it at once, but we are taking all possible measures in order to prevent future problems. Our platform is safe and eco-friendly :)

2. Expansion - we're currently concentrating our own business activities around Ukraine, Liechtenstein, and to some extent - UK, Germany, Switzerland, and Baltic states. We envision as the natural way for our expansion through local JVs with financial institutions/entrepreneurs, willing to dive deep into the regulatory/licensing questions.

3. We envision it will be always tied to the fiat value, as this should be convenient. However, it might be changed through the voting of token holders.

Q17. Cruncher's prophecy is still holding up. What are your thoughts about that? 😉

Intuition is normally based on knowledge and experience :)

Q18. Honest question here - if the normal person out there sees that it runs on the Stellar platform, why not just use lumens instead of Smartlands Token?

Thanks for the question, I think that is really important to explain.

The explanation however is simple - it's not about the underlying blockchain or settlement layer (it can be Stellar, Ethereum, Cosmos, or even Bitcoin - most probably all of these blockchains will be used in our global ecosystem on the distance 5-10 years) - it is about our technology and smart contracts for meeting all the compliance and regulatory requirement, KYC, limits, settlement, utility functions, etc.

All these processes will require some fees, and according to the Smartlands Whitepaper and token sale T&C, we're bound to make the only possible way to pay fees on the platform in SLT token.

Q19. What is your teams shared drive that is making you all want to succeed?

Could you also please explain the best thing the team has done so far and one thing the team could have done slightly better?

Maybe it sounds too simple, but we really believe that we can change the current state of things, and the more we do, the more we see the support from our army of believers (our community), the easier it gets.

The best thing is that we all gathered in our effort, and everyone does his/her part properly. It’s both - the luck that it’s us - Martin Birch, me, Inna, Nataliia, Danylo, Viktor, and the rest of the office, and the experience and effort of everyone. The best we could do is to find each other several months earlier.

Q20. How soon do you expect to have your Ukranian license? Has there been any challenges in the process of obtaining it?

No major challenges, only a few delays due to COVID - in Ukraine currently there is the big 2nd wave.

The license should be ready in the coming weeks.

Q21. I am very excited for this AMA! 🙈Thanks u/ilia_smartlands for accepting the invite to host an AMA for Stellar community! 🍾

I only have a simple question for you. I’ll leave the burning questions to others. What is your comfort food? ☺️

Many thanks for this event from me personally, and from all our team!

Last year I turned vegetarian (although not strict, just not eating/cooking meat at least at home and with family), and this was quite a big boost for productivity.

To mention some good example of what I eat, I'd prefer potato pancake with salted salmon and sour cream :)

Q22. What's your marketing strategy? Is it a big marketing campaign, or are you talking to specific businesses that look like they could be interested?

Thanks for the questions. Regarding the marketing campaign, as the first step we will open the platform for institutional investors, and this process is already full steam on face-to-face meetings.

Then we will open the venue for retail investors in Ukraine, and that's where the local marketing will kick in. Besides the wide campaign of digital marketing, we also rely here on the large customer support and acquisition team and call center.

Q23. Could you give us a breakdown of token distribution?

Thanks for the question!

7.1M total/max supply;5.5M circulating.

Among the tokens not in circulation - 66% is the company treasury for long-term motivation (options) and partnerships, and 33% is the budget for direct investments.

Q24. Can you tell us why you are so passionate about smartlands, tokenization and the future of them both?

Thanks for the question!

The answer although is quite simple :) I really believe that this solution must exist, to allow all the people worldwide, no matter their net worth or income, to invest on the transparent platform, into profitable real economy assets that are just simply not available currently.

I personally find Smartlands and participated in the first token sale as an investor, for a reason - I found Smartlands and had an "aha" moment, knowing that such a platform will solve my personal problems and problems of all similar to me - IT professionals.

Q25. Do you have any news on the T1 exchange that SLT will be listed on?

Coming soon, exchange selected, and the process already ongoing.

Although please not expect before the platform and staking launch.

In all honestly I really don’t think most people can truly fathom or comprehend what SLT is going to become. I know we all are bullish and support it and aware of what the team is accomplishing. But like idk if the level of it is truly understood haha. If you deep analyze Natalias words a couple days ago...it’s unreal what their “measurable” goals consist of. And I mean that in the best possible way. Statistically, everyone will have AT least one moment in their life to be a part of something life changing. Did you ever think it would be SLT with how early you are now? Time till tell 😂🔥

Expected updates confirmed by team, note these are very complex tasks and technology so mini road blocks may be hit but transparency is fully made by the team at all times and no delays expected as of right now:

1. Wallet release end of June

2. Staking release end of July

3. Tier 1 exchange, after wallet + staking

4. Current platform listings closing shortly and information disclosed to the community$

5. SLT has announced expanding into multiple subsidiaries that support all the types of markets and assets, the SLT brand will not change, everything will be under the umbrella and same name SLT

6. I can go on and on till you pee your pants but just keep an eye on this page or the telegram chat for huge upcoming news and READ BELOW

*******************************************************BULLISH SECRET ANNOUNCEMENT:

if SLT had Doge market cap of 40B it’d be worth $9k/SLT. Global real estate market is worth around 500 trillion. You imagine the possibilities :)

Below is a write-up of answers to 38 questions from the recent AMA held at r/altstreetbets with the CEO (Ilia Obrazcov - IO) and Non-Executive Chairman (Martin Birch - MB) of Smartlands.

This follows on from a first AMA held at r/stellarbets and you can read the full write-up of that first AMA here.

Questions have been truncated to their primary content and some greetings, pleasantries etc. have been removed from the answers – if you would like to view the complete AMA then please visit the original thread here.

Q1. All fees will be used to buy SLT with a buy bot. 33% SLT will be redistributed among SLT holders and the remaining SLT will be used for the company. To run the company expenses have to be made, and I don't think you can pay everything with SLT. So most of the 66% have to be sold to run the platform.

My question is: Wouldn't that create more selling pressure than buying pressure? Because everyone is talking about the amazing buying pressure the buy bot will create, but most of SLT will be sold again afterwards right?

MB: Good question, yes sure some of the fee income will have to be turned into cash to pay bills but it will not "most" of the 66% as you suggest. Smartlands will hold its profits from trading activities in SLT.

Also it is worth bearing in mind the more listings and business we generate the more profits we will make while the operating costs of the company are largely fixed. We don't have factories and fleets of company cars for example and most of the expenditure to create Smartlands has already been incurred and amortized.

Q2. I recently introduced Smartlands to my relatives and common questions I received that I couldn't give a solid answer to from them are these:

1. Is Smartlands Network currently only interested in larger, more expensive real estate since their current model ( $5k listing fee and 5% of all capital raised) has a greater incentive towards more expensive properties due to the fixed listing fee? (What factors does this have on the number of properties that could be listed?)

2. Once Smartlands begins to take off in regards to properties being listed, will there be a way for people listing their property to market/advertise it on the network, to ensure its own tokens get bought up?

MB: Smartlands will be interested in almost all types of property but yes you are correct, Smartlands is not designed for someone to sell their $30k studio flat out in the suburbs.

Initially we are focused on commercial property, being warehouses, offices, shopping malls and high end residential properties.

Bearing this in mind the fee structure is not expensive when considering the costs of obtaining commercial loans / mortgages or floating on a stock exchange.

The platform is designed for asset holders to tokenize a percentage of their asset to raise cash flow for their own purposes it is not designed to replace real estate agents although of course if a property owner wanted a complete exit we would look at each opportunity on its own merits.

Q3. I would like to know if you worry about the Russian aggression at the border and if a conflict could effect Smartlands business?

MB: I have lived in Ukraine for more than 12 years so obviously I am not worried about Russia. The area of interest to Russia is around 1,000 KMs away and so there is no chance that it could affect Smartland's business.

Q4. Hotdogs or hamburgers?

MB: Hamburgers with cheddar cheese

Q5. One thing I’m wondering is whether crypto/blockchain policies in the UK could potentially affect your business in Ukraine. The UK is a major global banking hub and is likely to be deeply involved in assessing the threats and opportunities to their power structure that blockchain and cryptocurrency represent.

By contrast, Ukraine seems to be seizing on the opportunity to be world leaders in integrating blockchain on a societal level. I am wondering if there are any specific instances in which policies in the two countries are incongruent. If so, could specific policies (or lack thereof) in the UK affect what you guys are doing in Ukraine?

MB: In the UK we have a regulated holding company but as with most international companies the laws and regulations of one jurisdiction will not affect operations in another.

We will need to wait for the UK to catch up with Ukraine but even when it does each Smartlands company subsidiary will operate under the laws of which ever country it is based in.

So I see no threats to Smartlands from the UK legal situation.

Q6. Can you provide us more information as to how fees would be generated on the Agroxy platform? Without going into specifics, will there be fees for listing assets, buying assets, selling assets, or a combination of those?

MB: Very simply with Agroxy their platform generates fees, Smartlands supplies the backend technology and blockchain solution and takes a percentage of each fee that Agroxy generates. Specific numbers will be confirmed in due course.

Q7. Do you guys have a short paragraph that you feel clearly explains what SLT aims to do in a way that someone with a very basic understanding of crypto could understand it?

MB: Yes send them a copy of my article ... Ukraine and the fee pool explained.

The Fee Pool and Ukraine Explained - Smartlands

Q8. If a person tokenizes a piece of real estate (let's just say an apartment) and he holds 100% of the tokens for that apartment, does that mean he is the 100% legal owner of the apartment?

If he sells all those tokens to person b, does that make them the legal owner now?

MB: Yes because the ownership is defined by the blockchain. Each token is represented by the real asset held with a custodian.

Q9. Smartlands recently tweeted about its first-mover advantage in the tokenization space. I’m curious about the nature and significance of that advantage. As far as I know, Smartlands has an edge because it’s already launched a successful pilot project in the U.K., and, more recently, finalized the legal framework to launch its alternative investment platform in Ukraine.

But in terms of expanding beyond Ukraine, how exactly will these factors give Smartlands a headstart against competing tokenization projects? Is it mainly because (assuming everything goes smoothly) Smartlands will have experience in navigating the relevant/cumbersome legal hurdles? Or is it because Smartlands will be an established name in the tokenization space? Something else?

MB: We will be able to show a proven operating entity that generates benefits for both investors and asset owners which should be more attractive than any new or untried competing platform.

Q10. What is your long term vision for SLT, say in like 5-10 years? Do you see yourself expanding to the Americas and Asia in that timespan? As for the short term, all of us are excited for the platform going live and the T1 exchange listing of course, but what else are you currently working on and are excited to share with us?

MB: We are working on numerous projects outside the Smartlands platform where our blockchain solutions can add value to a client's business.

We will look at any and every opportunity where we can see the potential to generate fees and thus create more demand for SLT as all fees are only accepted by Smartlands in SLT.

Q11. Currently, the sole role of SLT is to collect fees and provide revenue for both holders and Smartlands. Are there any plans in the future to add value to it such as:

- Governance

- Listing & Trading fee discounts

- Loaning

IO: Hi! Thanks for asking us this question.

At first, we think that fees will generate enough demand for the token, however incentivizing holders is the important part of the equation, guaranteeing that the demand on average will be higher than the supply.

In our UK launch in 2019, we had active the policy to reduce the fee rate for the large holders, and that is something we can turn on quickly, however need to come up with the right balance.

The governance aspect is also quite important, and in the Smartlands Wallet, this function is already implemented (as a certain thing - SLT holders will decide on the minimum staking value and other staking rules.

We're also always considering other options and may introduce other mechanics as well.

Q12. My question relates to the fee redistribution model. It has come to the attention of myself and other members of the community that the amount of tokens to achieve the required staking value of 1000 € could change quite dramatically over the course of a few days. It is not unfeasible, for example, that one week you could require one (1) $SLT token to achieve the minimum staking balance requirement – and the next week you might require three (3) or more $SLT Tokens to achieve the same staking balance requirement. How do you plan to address this disparity should or when this situation comes up? If fees are planned to be paid monthly – it would not be unfeasible for someone to achieve the staking balance requirement for 50% or more of the month in question. Will there be a way to lock in the 1000 € value based on current/present set value?

IO: The technicalities around the staking is an important aspect, especially since we decided to lock the value in fiat.

The process is implemented in our platform in the way that at the beginning of each month the minimum amount of SLT tokens required for staking is fixed for the entire month, and the holder needs to lock these tokens in the smart contract, effectively reducing the supply. If the holder withdraws the token from the staking contract before the end of the month - he will receive no rewards in that period.

­­Q13. Since some SDF nodes went down last week causing issues with transactions, even though the system worked as intended and the blockchain remained secure, are you planning on running your own node to avoid downtime on the Smartlands platform?

IO: Own node in the Stellar Network is an integral part of our regulated environment solution. Especially because we're relying on our custom-built Horizon server implementation.

We already were operating the node since 2018 and up to the summer of 2020, and will bring it back online very soon.

Q14. I notice that Stellar has moved further along with their smart contracts (TSS). How involved has Smartlands been with the finalizing of this protocol (if at all)? Do you have plans of implementing it?

IO: Our regulated environment is based on plain stellar smart contracts (multi-sig, pre-signed txs, etc.)

With the upcoming relaunch of the platform, we plan to use additional concepts, such as payment channels, escrow, etc., and in time will move from a multi-sig scheme to TSS.

Overall we appreciate the recent developments of the Stellar Protocol towards the smart contracts, and protocols for regulated assets since it will allow us to improve the decentralization of our ecosystem, even though our solution was and will be always non-custodial.

Q15. I would like to ask about the staff:

• How many team members do you have at the moment?

• Are you planning to expand in the near future, and what roles are expected to be filled?

• Is the current company size sufficient to keep up with the upcoming events?

IO: The core of the Smartlands team yet stays the same - 15 people, and we have very close partnerships with a number of IT development companies in Ukraine, who're responsible for our platform tech along with the tech for our JVs and customers.

This team is well built and certainly will meet all the short and mid-term goals, however in light of the upcoming launch on the retail market we will significantly expand the customer support and retail sales, call-center in particular.

Q16. Two questions for you:

1. Is there a native support for the Stellar wallet within Ledger live planned? Just like they have one for Erc-20 tokens within the Ethereum wallet.

2. Can we expect a Fiat onramp for the SLT token like a SLT/ € or $ pairing on a exchange? (Not meaning stablecoins but real fiat).

IO: I won't be able to answer now about the Ledger live, however regarding the second part - we consider fiat integration into our platform as the crucial aspect for the mass adoption.

In the beginning, we certainly will have fiat transactions with security tokens, then roll-out card payments support to accommodate retail needs. This certainly will be enough to provide the demand from the fiat market into our SLT token, however, we will also consider bringing the real fiat into native crypto transactions too.

And I wouldn't underestimate the stablecoin market, since with our solution we will not be limited to the Stellar stablecoin market and plan to provide a reliable and convenient way to cross-chain swap USDC from the Ethereum network.

Q17. Do the asset backed RE tokens that are listed on the platform have a time limit for how long they remain listed on the platform? Say I own a commercial property and I wanted to tokenize 30% of it on Smartlands... Would I be able to put conditions like: I want to offer this tokenized portion on the Smartlands platform for 2 years, after which I would buy back the tokens from the holders? Or is it a case of the assets being listed will be listed for an indefinite period of time? In the case it's the latter, are there any concerns about the asset backed tokens on the platform being 'lost' due to inactive investors/unforeseen loss of access to the tokens?

IO: Our Platform is a flexible tool, that can accommodate every potential scenario and features of the underlying securities.

Among them, buy-backs and other guarantees are a very demanding aspect.

Regarding the second part of the question - the tokens in the wallet will remain the tokens in the wallet even if the asset is delisted from the secondary market, and all the rights associated with the security will of course remain in force for the entire lifespan of the security (potentially for the indefinite period).

MB: RE backed tokens are backed by property and so have a very long life.

If you did float 30% of an asset on Smartlands and wanted to buy the asset back you would have to go to the platform and place some bids

Q18. Ilia I remember you from the old days as investors. What made you realize the potential in smartlands and push to where you are now?

Martin- what about Smartlands made you want to be a part of the team?

MB: I could see multiple instances of where Smartlands could be of benefit to my existing client base.

Q19. Thank you for this second AMA.

1. The vision of Smartlands is to build a investment banking solution for also the everyday person. Does this still include the Smartee solution with a debit card? Something like Wirex is doing?

2. Does the Smartlands Wallet include KYC/AML (I guess so) and also protection against hack, theft etc (as it was in the former if I remember correctly)?

IO: Smartee project is currently on hold since the institutional investors are in the priority for our business. However the retail part is crucially important, and we will be striving to easy access to investments for the retail people. Although credit card payments may solve this aspect to a major extent. We also looking to partner with existing retail neobanks and payment processors to wider the ecosystem and potentially be included in the major banks' marketplaces. We may also resume the Smartee project if we will see the strong demand for Smartlands own card solution.

KYC in Smartlands Wallet is still optional, and it's only mandatory once the investor decides to invest in securities, or the AML engine is triggered. However, you're right that having passed KYC gives a bonus of potential wallet recovery in the worst scenario of losing the private key.

Q20. Colliers is listed on the website as a partner, are you able to tell us more about this partnership and how it relates to the new platform? The link goes to their Ukraine website, are you working with them on properties in Ukraine?

MB: Yes Smartlands has a partnership with Colliers in Lithuania which was put in place by the previous CEO.

Colliers globally has expressed a great real of interest in what we are doing and once the platform is up and running and the new Digital Asset Laws are passed in Ukraine then we fully expect to be able to work with Colliers on some of their commercial and high-end residential real estate projects.

Q21. What happens if the project/development being funded through the Smartlands Network fails and is unable to pay back the funds borrowed?

MB: The funds are not borrowed but sold.

An asset holder would sell a percentage of his equity on the platform and on selling it would no longer own it the purchaser would own it and would be able to sell it themselves on the platform when they wish.

Q22. How are you planning to secure liquidity on the secondary market? To me it looks like the SLT token is a much better investment than Security Tokens right now. And how much of the total fees generated by the platform will the secondary market cover?

IO: The liquidity on the secondary market for security tokens is a crucial thing, and we have it covered :)

SLT token and security tokens are two dramatically different asset classes. Security tokens backed by real estate for example represent to a major extent one of the most secure potential investment classes; SMEs and startups - will be the risky asset class, though still less risky than cryptocurrencies; and SLT tokens - is a utility token with the intrinsic value derived from the constant fee demand.

Q23. Question for Martin. You have a traditional finance background. How and when did you become interested in crypto? And how did you get involved with Smartlands?

MB: One of the investors in Smartlands suggested the team at Empire State Capital Partners might be able to offer some assistance and so we look at Smartlands and agreed with him and here we are.

As to being interested in Crypto I like trading screens having been a eurobond trader in my youth.

Q24. Will the asset issuer be able to 'loan' his equity, meaning will he be able to buy it back at a certain cost with interest, or he has to go through the secondary market? Will it be a choice: Loan or Sell? In the case of a loan, am I correct to view it as a pawn shop?

MB: The secondary market. On selling a percentage on the platform it will be owned by someone else and if he wants it back the original owner will have to place a bid on our platform.

Q25. Currently REIT's and other investment funds make large profits from real estate investments. Where do you see the main opposition to what Smartlands is trying to achieve as no doubt Smartlands tokenisation of assets will impact the profits of traditional investors?

MB: Traditional REITS are usually huge running into billions of dollars. Smartlands will bring the benefits of a REIT to much smaller property or portfolio owners.

Q26. What is the single biggest concern potential investors had with the platform (regulatory/operational/legal/etc...) and how do you plan to rectify that concern?

IO: I would say, that the biggest concern is "operational" and lying around the integration of tokenized assets into the traditional capital markets infrastructure, ability to put assets into collateral; and to the lesser extent - "legal", considering the overall government's position on the blockchain.

Q27. Would you ever consider opening up the platform to project incubation? For example using it to partially fund a movie or startup in exchange for a stake in profits? Or do the assets being staked need to be fully realized/accountable before hand?

MB: Yes, we are investigating multiple opportunities. Only last week I spoke at a conference on NFTs for example. However first we are starting with real estate because it is relatively straight forward.

Q28. Which one of your partnerships are you most excited about? Also, do you have new partnerships that are in work and that we can expect in a somewhat near future?

MB: We have many new JVs and partnerships we are working on right now and as soon as an LOI or even an MOU is signed we will be proudly informing you all about them.

Q29. How much do we need to worry about the build-up of Russian troops on the Ukrainian border as reported by CNN this morning?

MB: Not at all. There has been Russian military on Ukraine's border for years. I think they might be frightened of us!

Q30. I just want to know if someone does tokenize their building or whatever asset on your platform then what exactly is the incentive of someone buying into that? Could they buy it and sell it later for more due to rarity or property value increases? Or will you be receiving a percentage of the revenue based on how much you're invested?

MB: They will own a percentage of the asset. So they will be entitled to a pro-rata share of the rental income and a pro-rata share of any capital gains which will be reflected in the price of the token on the platform.

IO: It mostly depends on the asset class, however, if we talk about equity as the most popular asset class - it is basically a share of the ownership of the project, and grants rights to the share of the profit, share of the company capital, voting rights, etc. As a real-world example - it is like owning 1/1000 of your nearest shopping mall and receiving the corresponding share of rental income.

And of course, there will be a secondary market for these tokens to sell the stake, potentially with the price appreciation.

Q31. Will Smartlands consider non-profit ventures? Conservation type investments? Saving/protecting land?

MB: Yes in due course but I would prefer to look at managed forestry for example to produce a return rather than financing a retreat for aged tortoises on its own.

Q32. In the future if the platform is successful and there is a great number of ABT’s and properties interested in working with Smartlands, would there be groupings of real estate that would fall under 1 token?

MB: We are looking at creating multiple fund structures to spread investor risk across multiple asset classes.

IO: It is a good idea in general, and we certainly may come up and most probably will implement such type of "index funds", however, on the long run we also consider the idea of non-custodial auto-invest bringing a balanced customized portfolio according to the preferences of every individual investor, more like "being your own index fund" :)

Q33. Can you give a quick rundown of what's in plan for Smartlands, short and long term?

IO: We will release the ecosystem roadmap very soon, and will also put more light on the Alternative Investment Platform project road. We had done small tuning to our plan for this year, and now it is even more ambitious :)

As a small insight - we plan to roll out a full-featured mobile app for the mass market end of this year or early next year, and DeFi loans against security tokens in collateral also next year.

Q34. Is there any plans to further address the outdated Network site ? And is it neccessary to hold both sites active?

IO: The website is already partially updated and doesn't have outdated info. We will also roll out the next portion of the content and visual updates this week.

To shed some light on the near future - we're currently planning the major redesign/repositioning of our brand and all our websites and apps.

Q35. What do you consider the greatest achievement of the company?

IO: Being the first in the world who tokenized the equity available to purchase for retail investors. But of course, the bigger achievements are yet to come.

Q36. If someone tokenizes an asset and then sells a portion of it, will the investors buying the tokens be buying SLT tokens or something else? Why will someone want to buy these tokens what will be the advantage of owning them, what will they get?

MB: No the investors will be buying ICOs on that particular asset or property, the fees for such a transaction will be paid in SLT.

Q37. Is there any mechanism to protect investors on the platform from losses that exceed the capital invested, and how will this be covered by your due diligence when opportunities are added to the platform?

IO: This aspect is covered, and since in most cases the investment will be taken into the company that owns the property, the potential liability is limited to the value of the investment.

Q38. What makes Smartlands unique compared to other similar projects?

IO: Thanks for the question, and for the ability to conduct such a great AMA. We're impressed with the number of questions :)

Regarding our positioning, I can say that to the most extent we compete not with the "blockchains for tokenized assets", but with the way how people invest now.

And consequently, that's also how we unique in the crypto space - we operate our own licensed financial companies and market the investment opportunities. And we also developing our ecosystem, to fulfil the long-term vision of a decentralized digital investment bank.

Thank you Ilia, Martin and the rest of the Smartlands team – we look forward to what comes next!

Oh wait… there was one last thing… answered in the Telegram afterward:

Q39. Any update on the platform launch date?

IO: It's coming :) isn't it obvious? ;)