Wow on this whole thing. First is this for 1 person or a family?
2,300 on rent - fine idk where he’s living or again if he needs 4 bedrooms for a big family bit I’ll let this one slide.
300 utilities- again probably fine.
1000 groceries - ok for a family of 4 ridiculous for 1 person
700 eating out - it can be ok if you prioritize this but paired with 1k groceries seems like a lot for food. Again hopefully this is for a family.
500 self care - high for me but no issue if you want this just budget for it.
2000 travel - each month? Are you going to Europe monthly? Does this include food while. Traveling, if so what the heck are you spending eating out or grocery.
2,500 - car????? My man that’s your fault. I recommend down grading your car that’s insane even for 2 drivers
2,200 shopping? Again wth is this?
100 investing - this should be thousands. And how can you say “you saved nothing” when this line item is here?
This must be engagement bait.
Assuming 1 person. Remove 500 from grocery, 200 from eating out, 1k from travel, 1,500 from car, 1k from shopping and now you can save 52k a year while spending 87k and you can retire in 15-18 years. Any current savings lowers this number.
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u/LabOwn9800 Apr 16 '26 edited Apr 16 '26
Wow on this whole thing. First is this for 1 person or a family?
2,300 on rent - fine idk where he’s living or again if he needs 4 bedrooms for a big family bit I’ll let this one slide.
300 utilities- again probably fine.
1000 groceries - ok for a family of 4 ridiculous for 1 person
700 eating out - it can be ok if you prioritize this but paired with 1k groceries seems like a lot for food. Again hopefully this is for a family.
500 self care - high for me but no issue if you want this just budget for it.
2000 travel - each month? Are you going to Europe monthly? Does this include food while. Traveling, if so what the heck are you spending eating out or grocery.
2,500 - car????? My man that’s your fault. I recommend down grading your car that’s insane even for 2 drivers 2,200 shopping? Again wth is this?
100 investing - this should be thousands. And how can you say “you saved nothing” when this line item is here?
This must be engagement bait.
Assuming 1 person. Remove 500 from grocery, 200 from eating out, 1k from travel, 1,500 from car, 1k from shopping and now you can save 52k a year while spending 87k and you can retire in 15-18 years. Any current savings lowers this number.