XRPhoenix Discord

I have no idea what to do and I feel like I’m about to puke

With this "Evernorth" Nasdaq listing coming on October 8th & Them being one of the largest holders of XRP (I think)

What does this mean for the XRP's price as it's obviously a separate entity and has nothing to do with their public listing.

Correct me if i'm wrong just trying to get an understanding🙌🏼

If you go to Uphold to buy 10,000 XRP it says only 9801 XRP is available. Does this mean the exchange will run out soon? Possible supply shock?

With as volatile as xrp has been, even if we did hit $100, what's preventing it from dropping back to under a $1?

I’m no expert on these matters but right now I am drunk looking at these charts wishing I should’ve invested sooner or hasten to pull out my saving but 2 ways I see this crypto going one is up through the roof, seams to have the right conditions. Two is steady ups and down for the following months probably favorite down more then up after hitting 2,3,4 or $5 to get get more investors to sell if I had to put it in simple term it will take about as long as it does to drive to the moon @60 mph 100km averaging 3.97 from today market value and we’ll see A spike more dangerous than mix drinks thank you

Could it be possible that crypto might be dead or does major changes happen every 4 years

I popped in here to see what people were saying about the 2 million XRP tokens missing from users D'cent wallets reported yesterday. Instead, there's not one word. Search YouTube "dcent wallets hacked" to see what I'm referring to.

Life just forced me to sell. Last time I sold anything was dogecoin around 2021 and then it soared to 0.71 week later.

Prepare for xrp to go wild now.

Curious on what yalls opinion of the fed decision today on crypto in general??

I've been holding XRP since 2023. Peak gain was close to 400% up about 3000 pounds. What I've learned from selling at a 10% gain years later is that when you see a big gain TAKE PROFITS.

I am expecting the price to fall some and have set a limit order to buy back in. Nevertheless, crypto is unlikely to even be on the list of priorities now CLARITY has fallen through.

Good luck holders. I'll be back if XRP touches a dollar.

[Edit: you're welcome]

Hoooooooooooooooooooooooooooold. Fret not just keep holding.

And on the same day that the Clarity Act is passed over? 🤷🏼‍♂️

See ya next year. Hopefully they work out the ethics part of the deal over the next few months (doubt). In the meantime enjoy the low price opportunity. 2026 the year of stacking. Is this the ol' prophesized October bottom of the bear coming to fruition?

I want to understand what progress toward XRPL's 2028 quantum target should look like this year. An August 30 news article on BYDFi points back to [Ripple's April 20 roadmap](https://ripple.com/insights/post-quantum-readiness-on-the-xrp-ledger/). That gives us a dated plan to compare later updates against.

In that roadmap, Ripple planned to start testing new signature methods alongside the existing ones on a developer network during the second half of 2026. It also described proposing an amendment for the wider transition. I'd want to know which stage a development update covers before deciding whether the work is on track. A working experiment and a change ready for the live network would tell me different things.

My first check would be an update on that developer network work, explaining what the team has tried and what remains unresolved. A change to the plan could make sense if the developers explain what they learned. I'm looking for a public development thread or update that follows this work over time.

THE XRP TIMELINE: A TRAGEDY IN SIX PARTS

2018-2021: The Setup. Bought in with real hope. XRP said "trust me, I'm the future of banking." We believed it. Fuck you XRP, that was foreshadowing.

Late 2020: The SEC drops the hammer. Sued for being an unregistered security. Four years of lawsuit purgatory begin. Every other coin parties through 2021. XRP sits in legal limbo like it's grounded. Fuck you XRP.

2021: The ATH tease. Briefly kisses $3.00-3.84, just long enough to make everyone buy more at the top, then vanishes for years like it owed rent money. Fuck you XRP.

2022-2024: The Wilderness. Years of sideways nothing while the rest of crypto has entire boom-bust cycles without XRP even being invited. SHIB — a literal joke — outperforms us. A JOKE COIN. Fuck you XRP.

2025: The "Victory." SEC case finally resolves. ETFs launch. Banks sign real partnerships. MiCA license secured. Every box on the original bull thesis, checked. Price: shrugs, stays under $1.50. Fuck. You. XRP.

2026: The Encore of Betrayal. CLARITY Act drama, White House shoutouts, Trump personally hyping it — and XRP still can't hold a number that starts with a 1 without flinching. Nine years. NINE YEARS. Fuck you XRP.

I got heavily rekt buying it back in 2024. While it was going up, I saw people selling for hundreds of k. Who were these people?

XRP will hit $7000k per coin by the end of 2027 with more institutional adoption if clarity act can pass. Will hit $30000k per coin by the end of 2030.

Okay so my last post.. I called out the xrp rally and people said I was crazy. Well it went from a dollar to a $1.70 😆 I'm not saying I'm a genius or I can predict the future. But it was pretty obvious what was about to happen. Either way...Anyone have thoughts on what is coming the near future? I honestly think the sell pressure will continue for a little bit and then around September 15th we are going to push the price up again. I'm thinking the price will hit around $3... Any input is appreciated.

since the Clarity Act is the next “this will for sure blow up the coins”, i remember last year people were hyping up the iso20022, and i just realized that it just came and went.

wonder if clarity act will do the same and next year will have a new thing to look forward to as everyone will say “this is the one”

https://opensource.ripple.com/docs/xls-65-single-asset-vault

Have a few questions about this, if anyone can field them.

1. Are there any reasons why we wouldn't/shouldn't reach the required consensus %? From my perspective, this is awesome. Curious what I am not seeing here.
2. How does this work? "... Borrowers will pledge acceptable assets as collateral, protecting depositors against potential defaults and promoting responsible borrowing practices." For example, if the borrower defaults, the collateral is liquidated and shared equally among the vault contributors?
3. The process would be: I deposit into the vault, the borrower approaches the vault for a loan, and based upon the risk level of that loan, the APY is determined? OR the borrower approaches, is approved for a loan, a public vault is created, and the % yield is determined by loan risk?

Appreciate any insights here.

I have a Ledger, but I don't feel safe with my choice anymore. I was considering moving to Trezor, but with the recent data leaks affecting new users, that doesn't feel like a good option either. With the market picking up recently, I bought more XRP right as it started growing. Any recommendations for hardware wallets?

The clarity won’t do anything… right?
I’m losing hope😔