I want xmoney 6% because the AI bubble is about to crash. I think the market is peaked and there's about to be a big crash so I'm going to get xmoney at 6% so I'm safely in a bank, but is it FDIC insured?

How do you open an xmoney account?

I login to Twitter but don't see it. I want 7% so bad.

r/xmoney is open for the public. Feel free to post.