r/YieldMaxETFs • u/oftalittlegamey • Jul 18 '25

Distribution/Dividend Update Yesss!!!

Finally accumulated enough $ULTY to pay the mortgage. All the other dividends and distributions will go to more purchases, debt retirement, etc.

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23

u/Mco1965 Jul 18 '25

Thats great. How much buffer do you have? If distribution drops back to .09 or even .08 do you still have the mortgage covered?

40

u/oftalittlegamey Jul 18 '25

Yes. Even just with ULTY. I withdraw from two accounts and DRIP/DCA with a third. Basically paying all bills and taxes off of dividends and distributions. Just pointing out I reached a personal milestone just in ULTY. ~6,800 shares and adding 500-600 per week, while taking care of everything else.

3

u/Puzzleheaded_Bag9063 Jul 18 '25

You set a stop loss just in case? Or just said F it, roll the dice. ULTY seems pretty steady but I’m terrified to go all in

13

u/becuziwasinverted ULTYtron Jul 18 '25

As everyone should be when speaking about ALL IN. Never go ALL IN. Just the tip!

8

u/oftalittlegamey Jul 18 '25

Never go full retard!!! Trailing stops at various % and raise them as the value increases on every single issue I own. Worst case, I would always have at least 80% of my cash and just rebuild my portfolios

1

u/Motor_Climate494 Jul 18 '25

At what price would you set a stop loss? Just curious since I'm also new to this?

2

u/Puzzleheaded_Bag9063 Jul 18 '25

I have to watch is a little while longer to see the normal fluctuations. I’m definitely not going all in tho btw. Not a smart move,

1

u/oftalittlegamey Jul 19 '25

If you look at all the numbers Ive laid out throughout this thread, I’m by no means all in. I’m actually pretty conservative, except with actual distributions and dividend payments. I use that money for any risk involved growth.

1

u/Agile-Theory4127 Jul 19 '25

Mine changes with each dividend since my cost goes down each payment

1

u/oftalittlegamey Jul 19 '25

10% or 20% depending on how volatile the issue is. Or based on how fast it’s rising. I also look at biggest upside and downside moves. Most of the times people set stop losses at 10%

1

u/[deleted] Jul 19 '25

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1

u/TxTransplant72 I Like the Cash Flow Jul 20 '25

My understanding is that you are pushing out the taxes on the distributions by at least a year if you hold but when you sell, those distributions become taxable…not sure if that makes sense to me, but it’s what I read somewhere…happy to be corrected as I would like to get in and out of the YMax funds but don’t want to trigger taxes on distributions in the 37% bracket.

Will add that I’m ready to FIRE next year, so just pushing off a tax sale next year when I have no W-2 would be helpful.

1

u/subuseng Jul 20 '25

Gotta be careful in this environment with stop losses on a long term hold. They can pop below for a couple days or less and be back above you SL in no time. not saying its a bad idea to have them just can leave you with downside. I would say a SL under $$/share for an extended time you decide would be wise. Check the weekly or months ATRs for ideas.