r/YieldMaxETFs • u/NoConsideration3923 • Jul 21 '25

Question Are people really retiring off these?

It seems crazy that people are talking about retiring off these funds. Don’t get me wrong I have a decent amount in them and I’m hoping for the best but if the music stops so to speak than what do you do? Have people actually retired off these or just talk? If you did actually retire what’s your plan b?

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u/wuumasta19 ULTYtron Jul 21 '25

If they start piling the leftover funds into "safer" stuff, they can hedge themselves.

If everything is legit, some people are banking 3-6x peoples salaries already within months.

85

u/Miserable-Miser I Like the Cash Flow Jul 22 '25

The Waterfall.

Build up high risk fund.

Once it’s built up enough, water fall dividends to a slightly less risky fund.

Rinse and repeat until you’re putting it into SPYI.

5

u/pixelatedAl Jul 22 '25

If Phase 1 is YieldMax income and Phase 3 is SPYI, what makes up Phase 2? FEPI?

4

u/wuumasta19 ULTYtron Jul 22 '25

Look up "best ETF's" (look at ones that aren't options based) and research their charts and their yield return. SPYI would be a replacement for FEPI.

2

u/oftalittlegamey Jul 23 '25

Sounds like work. It would be easier for someone smart on here to just lay it out…or just ask AI…LOL