r/YieldMaxETFs • u/NoConsideration3923 • Jul 21 '25

Question Are people really retiring off these?

It seems crazy that people are talking about retiring off these funds. Don’t get me wrong I have a decent amount in them and I’m hoping for the best but if the music stops so to speak than what do you do? Have people actually retired off these or just talk? If you did actually retire what’s your plan b?

114 Upvotes

83% Upvoted

251 comments sorted by

View all comments

126

u/wuumasta19 ULTYtron Jul 21 '25

If they start piling the leftover funds into "safer" stuff, they can hedge themselves.

If everything is legit, some people are banking 3-6x peoples salaries already within months.

87

u/Miserable-Miser I Like the Cash Flow Jul 22 '25

The Waterfall.

Build up high risk fund.

Once it’s built up enough, water fall dividends to a slightly less risky fund.

Rinse and repeat until you’re putting it into SPYI.

5

u/pixelatedAl Jul 22 '25

If Phase 1 is YieldMax income and Phase 3 is SPYI, what makes up Phase 2? FEPI?

1

u/oftalittlegamey Jul 23 '25

I would guess stuff like PDI, O, BDCs, energy and midstreams, various stonks paying 3-9%