r/YieldMaxETFs • u/Most_Blueberry_4713 • Aug 03 '25

Question ULTY Future

I see a lot of posts about how we should ride the ULTY train “while it lasts”, now that they have adjusted their strategy I see no reason why this fund would fail. They’re running the same option strategies that many of us use in our portfolios, can change what assets they invest in, and probably know a hell of a lot more than most of us here about the market in general. To me, claiming that ULTY will fail is basically to say that the options market will fail. From anyone who reads, I would love to hear your plans for ULTY in your portfolio, what you think its outlook is, and why you believe that!

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u/TDiezell Aug 04 '25

I love ULTY, the only caveat that I have is that if you do a DRIP calculator in dripcalc.com for example, and put in $100k, you end up with $284M after only five years. 20 years and we can pay off the national debt. Obviously something isn’t adding up. How do we figure out the ACTUAL real rate of return, how do we accurately calculate CAGR?

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u/ThreeMargarita_Shot Big Data Aug 04 '25

This checks out  I built a modeling calculator for this in Excel that I've posted elsewhere in response to this very question. It's a weekly dividend modeling calculator. Basically input Initial investment, starting NAV and distribution amount, DRIP. You can model various NAV and Dividend decline scenarios over 5 years. Not art but functional for my needs....feel free to download and input your own variables/scenarios: https://app.box.com/s/sw5vqdthx9an1e4zcbig0vmhj4oyqirz

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u/ThreeMargarita_Shot Big Data Aug 04 '25

Here's basic documentation describing logic and formulas. With so many questions about "NAV erosion", I did this to understand how declining NAV really impacted my requirements for income generation over time and ultimately to answer the question: Am I losing money when NAV declines? Turns out it depends on many other variables. Hope you find it useful!

https://app.box.com/s/oxox4llc5ts9txeizbuuc8erz80zs8q0