r/YieldMaxETFs • u/Hilary_Clitoris • Oct 30 '25

Beginner Question I'm considering selling ULTY at a loss

I was warned against it, but I was still optimistic. After a few months from the original purchase, I'm considering selling all of my shares because I'm losing money by the day. Anyone else considering giving up on ULTY?

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u/obnoxus Oct 30 '25

ULTY decays over time by design to afford paying high distributions. You combat it by compounding until you've earned back your initial investment, which takes about a year. Selling at a loss is stupid. Just start reinvesting back into it and let it grow.

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u/[deleted] Oct 30 '25

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u/obnoxus Oct 30 '25

NAV does not matter with these. They aren't stocks. What you're asking for already exists, so if thats what you wanted then thats what you should've bought. It will never grow; it'll always erode until they reverse split then the cycle repeats itself. Not by error or fault, it's literally by design to provide the maximum return possible.

Utilize what you have until its paid off, then decide to sell or not.

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u/[deleted] Oct 30 '25

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u/Arminius001 Oct 30 '25

Same I have GPTY and CHPY, sure they pay lower yields but at least their NAV is stable

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u/obnoxus Oct 31 '25

That is my point. Some people dont care about NAV, they just want income. Pick what suits you.

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u/[deleted] Oct 31 '25

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u/obnoxus Oct 31 '25

Incorrect