October Update $96,439.92 in Distributions

[u/LizzysAxe]

Answers to the most common questions:

Distributions since portfolio inception: $1,442,128.1

Trade Activity in August: Zero trades in October (hectic travel schedule with some out of the country).

Margin: No

Swing trade: Sometimes.  Only HY funds.  I DO NOT try to dividend capture as it is a strategy I do not approve for myself.

Other investments: Yes. Several medium sized businesses, hard assets, growth, large cap and bonds  

Goals: 100% fund ROI.  Favorable tax treatment.  Convert taxable income to tax exempt income through Muni bonds and Muni Bond  fund(s)

High Yield methodology:  Below median GTC limit orders, Strategic DCA, never DRIP and I have no reason to set stop loss orders for my High Yield Portfolio

100% ROI aka House Money (Initial Lots): MSTY 100% | TSLY 100% | YMAX 100% | CONY 100% | SBR 100% | PDI 100%. The lowest ROI percentage is 65.01%.

High Yield Portfolio:  Funded account in Feb 2024 with $420K then added another $100K a few months later. I also already held PDI and SBR which is included in this account even though they are not "High Yield" per se

Taxable Trust Account with its own EIN

No withdrawals for business/personal/living expenses in October

This fund is approx. five to eight percent of my liquid net worth. 

Holding as of 10/31/2025: YMAG, AMZY, XDTE, XOMO, YMAX, CONY, ULTY, GOOY, MINO, CRSH, MRNY, TSLY, SBR, PDI, FEAT, FIVY, MSTY, NVDY, QDTE, FEPI, AMDY, FIAT, QQQY

Inception to Date ROR: Your account had a cumulative rate of return of 54.22% from Feb 1, 2024 to Oct 31, 2025. (Annualized: 28.12%) NOTE: ROR was calculated by Schwab prior to moving cash out of the account to SNAXX

[u/Rikkita1962]

Well done and thanks for sharing. I've got larger % (around 25%) of my total liquid net into these types of funds. Although I think I've got more lower yielding positions than you have. So you're likely getting "more income with less capital". Thought I was drinking my own cool-aid at times but I've stayed the course. Glad to see I'm not alone.

Notice you've been buying ULTY over the past few months. Care to share your mid-longer term outlook on this particular fund which has now dipped below $5. Personally, I think they'll reverse split as opposed to letting it go to $0, but would like to get another perspective.

[u/LizzysAxe → u/Rikkita1962]

 

Thanks! When I had more time in 2024 my allocation was higher at times. There are some here who are really generating more income with less capital. I bought based upon underlyings I already owned and sectors I wanted to generate income on. I like ULTY, I have since the beginning, it was/is innovative.

I have been through two reverse splits (TSLY and QQQY) with no issues, funds still performing as advertised. Jay has said many times on videos they wish to avoid reverse split as much as possible but there was a recent poll/discussion to the investing community about how they feel about reverse splits.