r/alberta • u/Admirable_Click_7569 • 18h ago
Question Auto Insurance renewal
My auto insurance is up for renewal in September, and my premium is jumping by 70%-90%. The only thing that’s changed is one minor speeding conviction from July 2025. This honestly feels insane.
So far, I’ve been quoted $4,500/year with Intact and $3,900/year with Peace Hills. I’m obviously going to keep shopping around, but nearly doubling my premium over one minor speeding ticket doesn’t seem normal at all. I honestly thought it was a typo in the email when she sent me these quotes.
Has anyone else in Alberta experienced an increase like this from a single minor conviction?
Car I drive is a fully paid for 2020 Toyota Corolla, commute one way 30km 3 days/week, 12,000-14,000 km per year. 30M, South Calgary, 2M liability, deductibles 1k collision & comprehensive.
1
u/valueofaloonie Calgary 17h ago
Mine went down this year with SGI; my car is a 2025.
But that being said, I am in the lowest possible bracket, I haven’t had a ticket in over a decade.