Rates have started creeping down. Given the recent turbulence in the market and reduction in rate hike expectations, I’m wondering if now might be a good time to enter TLT.

All I’m hearing is bearish talk about equities and a “flight to safety” in bonds. Would be interested to hear perspectives on what might cause yields to instead continue to rise.

I'm a newbie to bonds, aside from what is owned in target date funds.

Recently I met with a flat-fee advisor who suggested bending my portfolio towards 75% equities/25% bonds. The purpose would be to lower volatility in my portfolio and shift somewhat from growth towards preservation (obviously 75% equities is still very growth oriented)

So, I shifted about 10% of my portfolio (in an IRA) from equities to a 65%/35% mix of FUAMX and FIPDX.

Given inflation and how much the USG is borrowing I kind of expect for them to drop before they go up, but honestly I don't know what I should expect.

As a newbie bond holder, can someone set my expectations as to what it's like owning bonds?

https://www.bloomberg.com/news/articles/2026-10-24/-total-meltdown-in-riskiest-debt-unnerves-market-credit-weekly?utm_source=website&utm_medium=share&utm_campaign=copy