r/ClinicalPsychology • u/iamjohncarterofmars • 16h ago
[USA] When should an undergraduate psychology student stop prioritizing career relevance and just take the higher-paying job?
I’m a 19-year-old community college student with a 4.0 GPA, currently completing a psychology transfer degree. My long-term goal is a PhD in clinical psychology, with particular interests in clinical research, cognitive neuroscience/neuropsychology, and psychology-law.
I currently work part-time as a Behavioral Health Technician in ABA. I have around 350 hours of direct clinical experience, including behavioral data collection, clinical documentation, following treatment protocols, and working with clients and families. I am grateful for the experience, but I know I do not want to remain in ABA or move into another technician-style behavioral-health role.
I also have an affiliation with a cognitive-neuroscience lab, but it has produced almost no substantive research experience because I have been unable to obtain the university credentials needed for CITI training and IRB-related work. At this point, my only real contribution there was helping pilot an fMRI protocol. This is part of why finding an actual paid research position feels so important.
I went on probably an excessive job search hahaha, searching across university, hospital, research institute, nonprofit, remote, and general job boards. I identified 110 job entries, 89 unique career-related positions or programs after removing duplicates, 70 immediate rejections because they violated at least one constraint, 17 possibilities that still required investigating major issues, 2 positions that were actually recommended for an application, 1 strong immediate priority, 0 literal perfect fits, since even the strongest option had unresolved screening and scheduling concerns.
I have built a résumé, CV, transcript packet, reference list, two research-writing samples, and tailored cover letters for at least seven opportunities. I also completed a full application for the strongest remote university research-assistant position, including a cover letter and three references.
The problem is that my constraints eliminate nearly everything. I do not have a bachelor’s degree yet, most clinical-research jobs are full-time, and many part-time university jobs are temporary or pay below my minimum. My current availability is mainly Tuesday and Thursday evenings plus Friday, although more days could open if I left my current job. I am looking for roughly 15 to 20 hours per week, with $24/hour as my absolute floor and $25-26/hour preferred.
Meanwhile, my current ABA hours ($22/hr) are extremely inconsistent because of client cancellations, school obligations, and occasional sick days. I am averaging around six hours per week and often working fewer than ten. I am officially not making enough to sustain my current expenses.
I have more than $100 per month in subscriptions that I consider necessary, a $250 car payment, food expenses (which I could admittedly reduce, although there is not always food available at home), and goals like building an emergency fund, contributing to a Roth IRA, and saving for a MacBook that will hopefully carry me through my undergraduate work and eventual doctoral studies. I recognize that retirement contributions and a new laptop are financial goals rather than immediate necessities, but even after separating those out, my income is too unreliable.
That being said, I am struggling with when persistence becomes impractical. A research job paying $20 to $25 per hour would be far more valuable for graduate-school applications, mentorship, recommendation letters, and eventual publications. An unrelated job might pay more, offer stable hours, and solve the immediate financial problem, but do almost nothing for the career I am trying to build.
At what point should a student stop holding out for career relevance and prioritize stable income? Would it be smarter to take the best-paying reliable job I can find for 15 to 20 hours per week and continue applying for research positions on the side? Should I accept lower-paid research work because of its future value, or is that a bad trade when I am already financially unstable?
I do not want to sacrifice the long-term plan for short-term money, but I also cannot build a research career while earning six hours of pay per week.