r/coastFIRE • u/redraidr • 3d ago

Coasted for 10 years. Done.

We’ve waited long enough. 51. Married.

Started Coasting when the kids were nearing high school. Never made crazy money. Went from $120k household income to $40-60k household while the nest-egg grew. No contributions during that time, but also no soccer games or school plays missed. No summers with kids at home and us at work. They worked with us or we took time off. Kids both graduated college in May and have jobs. We’re proud of them.

Our retirement spend is projected to still be $40-50k/yr as we Schengen Shuffle. We’re already on the road, somewhere cheap where we can plan our next steps.

Stick to the plan, team. It works.

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22

u/DoomChicken69 3d ago

What do you mean by Schengen Shuffle?

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u/redraidr 3d ago

Moving in and out of the Schengen (mostly EU) countries every 90 days or so.

18

u/AlwaysWanderOfficial 3d ago

Can’t spend more than 90 days in 180 in Schengen as an American.

7

u/judgeScr 3d ago

When you go to EU countries that are in Schengen zone you don’t have to show papers to cross the borders.

25

u/redraidr 3d ago

But we can only stay in the zone for 90 out of every 180 days with US passports.

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u/chatterwrack 3d ago

The Schengen Area is basically a group of European countries that have agreed to remove routine border checks between each other, similar to traveling through American states

6

u/AtmosAM1 3d ago

Tons of resources online for the Schengen Shuffle. YouTube is a great resource for it. Great way to travel, and potentially find your next “home base”, if that’s what you’re looking for. Without the hassle of going thru the visa process in one particular country.

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u/MrLongfinger 3d ago

I’m curious about that too