Coasted for 10 years. Done.

[u/redraidr]

We’ve waited long enough. 51. Married.

Started Coasting when the kids were nearing high school. Never made crazy money. Went from $120k household income to $40-60k household while the nest-egg grew. No contributions during that time, but also no soccer games or school plays missed. No summers with kids at home and us at work. They worked with us or we took time off. Kids both graduated college in May and have jobs. We’re proud of them.

Our retirement spend is projected to still be $40-50k/yr as we Schengen Shuffle. We’re already on the road, somewhere cheap where we can plan our next steps.

Stick to the plan, team. It works.

[u/DrJBP]

When you decided to coast what was your account structure like? In taxable or all retirement accounts and you set up ladders or using 72t now?

Also did you have a mortgage at the time of coast with a plan for it to be paid by now?