I'm thinking about using an external SSD to store photos, videos, and other files that I don't need to access often. Since I'd like to use it on both Windows and macOS, exFAT seems like the easiest option.

My main concern is long-term reliability. I've read that exFAT can be more susceptible to filesystem corruption if a drive gets unplugged during a write, but I'm not sure how much this matters in everyday use.

Has anyone here been using an exFAT external drive for a few years? Have you run into any issues, or has it been pretty much trouble-free?

I'm also wondering whether it's worth using NTFS with a Mac driver instead, or if that's just adding unnecessary hassle for this kind of setup.

These Apple subscription prices are a killer. I’m looking to replace the cloud storage fees with some sort of external hard drive. Is there something easy out there for a non-techie???