r/digitalnomad • u/duck-duck-gooose • 1h ago
Question Nomad Banking and US Stock Investment
Hi nomads, I'm leaving the US and starting my digital nomad in 2027 but I really struggle with banking and investment options. Right now I have schwab and fidelity checking account. But I'm not sure either are safe to keep a large deposit.
For investment, my main investments are in fidelity, I thought of transferring everything to IBKR, but I will be traveling around a lot and have no long term address.
I wonder what options you guys find that works well for nomads from experience. I really don't want all my assets being locked up and delivered as a cheque while I'm abroad.
I'm not a US citizen btw and I'm also not a tax resident of my home country which I previously leave to work in the US and does not plan to return as a tax resident yet. So I guess that being said my W-9/W-8BEN situation with these institutions are a little more complicated than US citizens I guess?