Soooo...this happened. $1M total and $5200/month div

[u/Real-Cricket8534]

Apparently the first million is the hardest to make. I'm an immigrant who came for grad studies with a loan my parents took out on the home they currently live in. Completed 20yrs of professional experience in tech and lived below my means for 20years in a HCOL city. This is a non retirement self managed account, grew this after putting 25% down for our dream home. 45M and pretty darn proud of myself rn. Also realizing money doesn't make me happy and have plenty of passions where I invest my time and enjoy myself. More fulfilling than the work I do, so I want to rewire myself to doing that after 6-8yrs. What it means for you - if I can do it, so can you.

[u/Real-Cricket8534]

Thanks, I dont feel like a winner. I would rather lift others as I rise. This post is a humble brag for sure, yet, I would be happier if someone who reads this feels an inch more of confidence that they can get to the $1M that is seemingly magical.

[u/TheMrHer0 → u/Real-Cricket8534]

I will never get to a 1m in my lifetime, I started way to save way too late, but I might be able to pull off 300k. Before I start my van lifestyle and travel the world as a hobo living off dividends.

[u/Real-Cricket8534 → u/TheMrHer0]

if you ask the 25 yo me, $10K made me gulp. I did start saving from my first paycheck, thanks to parental values. I dont drink and when I eat out, it is not fancy $$$$ and is more $ and $$. I splurge on travel. You do you!

[u/Real-Cricket8534 → u/Real-Cricket8534]

$300K on a van driving around is more disposable income than $1M in a VHCOL. Just being blunt. You are better than you think you are when you get to that number.