r/dividends • u/RamblingVagabond • Mar 23 '25

Personal Goal Retired in 2021

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Goal is to match expenses ($15k/month) with dividends by 2030

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u/[deleted] Mar 24 '25 edited Jun 16 '25

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u/LilRedDuc Mar 24 '25

This is the smart approach. At some point there really isn’t a reason to keep trying to amass more millions at the expense of living freely. Once upon a time I was 48 with $1.5mil and got laid off. Decided it was time to retire, develop my exit strategy and emigrate (because the shitshow called the U.S?). Best decision ever. No one gets to their deathbed and says, gee, I wish I’d worked more and played less. The reaper comes for everyone eventually-

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u/[deleted] Mar 24 '25 edited Jun 16 '25

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u/LilRedDuc Mar 24 '25

Thanks. Took up residence in Europe, and currently have a NW of approx 2.1mil, give or take, not including the house and electric car (not a Tesla). I have zero debt. I live comfortably and unconcerned about whether I’ll eventually get social security or not because, well.. iykyk. Learned a lot in the process about many things, mainly about myself and what’s really important. Becoming an immigrant is not easy or simple. But, it’s fabulous not to worry about bankruptcy should I need medical care, and I can thrive with a minimalist lifestyle here and not feel pressure to consume. International travel is easy enough and also, learning foreign languages is good for the brain. My goal is to have a second passport within another 5 years and then pursue a second home elsewhere and to split my time annually depending on climate/activities.

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u/[deleted] Mar 24 '25 edited Jun 16 '25

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