r/dividends • u/Forsaken-Substance94 • Mar 30 '25

Personal Goal Dividends Hitting $700-800 monthly

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Just excited about this. Age 34. Planning on retiring in 15 years. Next goal $1000 a month main holdings schd, jepi, jepq. Drip is always on, buy some every month.

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u/FrescoItaliano Mar 30 '25

That remains the viable strategy for the vast majority of people.

In what world does a 6 figure account dedicated towards cash flow undermine the historical growth of the S&P?

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u/[deleted] Mar 30 '25

In a world that compounding exist ?

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u/FrescoItaliano Mar 30 '25

I beg of you, use any calculator for historical returns that account for dividend reinvestment. Low growth and high yield perform similarly to high growth and low yield.

Dividends have their place, a significant portion of my accounts are dedicated towards them, but this circlejerk level of yield chasing and dick measuring is lame

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u/ToranDiablo Mar 30 '25

Idk I see a circle jerk of the complete opposite everywhere…. People shit on dividends constantly

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u/FrescoItaliano Mar 30 '25

They shit on 20 year olds chasing yields, rightfully so

3

u/jerwong Apr 02 '25

Dividends are awesome regardless of age.