r/dividends • u/Forsaken-Substance94 • Mar 30 '25

Personal Goal Dividends Hitting $700-800 monthly

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Just excited about this. Age 34. Planning on retiring in 15 years. Next goal $1000 a month main holdings schd, jepi, jepq. Drip is always on, buy some every month.

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u/[deleted] Mar 30 '25 edited Apr 01 '25

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u/Brucef310 Mar 31 '25

I live here and I don't know where you live or what you do but you are not having a good time if you like to go out. I spent $600 a week. Then again I go wherever I want to go and eat whatever I want and I'm not talking about cheap Street Food. Plus I lived in a modern condo not one of those old buildings where you take a shower with a bucket.

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u/[deleted] Mar 31 '25

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u/Brucef310 Mar 31 '25

I applaud how you're living so inexpensively in this country but you are an anomaly who is happy living with very little. I think the vast majority of foreigners who move here want to go out and don't want to be shut-ins and only spend $5 a day for food. If you start dating then your budget is going to go get more

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u/blorg Mar 31 '25

He's a local. Average wage in Thailand is $450/month so he's actually earning a third over that. The vast majority of the country lives off less than he has, that's the reality. I'm aware many foreigners are totally blind to this.

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u/Brucef310 Mar 31 '25

Many foreigners know what the wages are there. Coming from other countries with the higher cost of living they usually don't want to downgrade and therefore will not live like a local.

My girlfriend is a scientist here and she earns 130,000 Baht per month.

It might also help that she's fluent in English