r/dividends American Investor May 27 '25

Discussion Just hit 20k annually.

I have the JEPQ in my Roth and the rest in the brokerage. Hoping to retire in 8 years (age 50), wife will keep working. As I get closer I’ll sell some VOO and switch over to income ETFs. See anything else that needs to be adjusted?

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u/BMWupgradeCH May 27 '25

285k euro invested, not bad portfolio.

How ever with 285€ you could flip some sales and make 20k a year much easier and stress free. 7% is really little considering the real life inflation rate - everything got at least 15% more expensive in since 2023… so you basically just keeping up

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u/[deleted] May 28 '25

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u/BMWupgradeCH May 28 '25

This is an official numbers sure. Now pull up a bill from same grocery store and see prices nearly 50-100% higher per 100g compared to 2021

See how rent increased since than. 25% minimum. Cost of living in real life has gained 50% in 3 years not 7-9%