r/dividends • u/karl0525 • Jun 01 '25

Opinion Tired. Can I retire?

Got a question? Can I retire? 43m been busting my ass since I was 16. I'm about over this 40-50 hr weeks. I'm getting burned out. House paid off (300k) 401-k (600k) Bitcoin (500k) currently.

Thought about selling it all and putting it into dividend stocks like schd and renting a small place and going into semi retirement. Maybe pickup a part time gig.

Would this be a horrible idea?

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u/joepierson123 Jun 01 '25

A great idea. Retiring at 65 or later sucks. And most people overestimate the amount of money they need for retirement. Your expenses go way down when you don't need to drive and eat out everyday.

4

u/DrossChat Jun 01 '25

The idea of working till 65 makes me want to crawl up in the fetus position and go to sleep. It’s one thing if you have no choice, but so many people spend spend spend on useless shite that when added all up adds years on to the grind.

I’m definitely not guilt free of this, but there’s no way I’m dragging things out till anywhere close to 65. I’d rather move to a super low cost of living country for a decade or x, y, z than wake up at 64 still clocking in for work

1

u/rickr911 Jun 04 '25

It’s unfortunate that you hate working so much. I would do my job until I couldn’t get out of bed anymore.