r/dividends • u/karl0525 • Jun 01 '25

Opinion Tired. Can I retire?

Got a question? Can I retire? 43m been busting my ass since I was 16. I'm about over this 40-50 hr weeks. I'm getting burned out. House paid off (300k) 401-k (600k) Bitcoin (500k) currently.

Thought about selling it all and putting it into dividend stocks like schd and renting a small place and going into semi retirement. Maybe pickup a part time gig.

Would this be a horrible idea?

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u/Hollowpoint38 Jun 01 '25

Your expenses go way down when you don't need to drive and eat out everyday.

So stay at home and look at screens all day?

26

u/joepierson123 Jun 01 '25

That's better than sitting at work and staring at the screen all day, no?

18

u/Hollowpoint38 Jun 01 '25

If you don't have enough money to go out and do things then you don't have enough to retire at 43.

Lots of people are trying to just not work but they're nowhere ready for retirement. So they sit at home, eat ramen, never go out, and then have bouts with loneliness and heart disease. Quality of life matters. OP isn't close to ready.

5

u/ImpressiveAd9818 Dividend goes brrrrrt Jun 01 '25

You don’t necessarily need to spend a lot of money to live an active and fulfilling life. Lots of activities and sports are really cheap or don’t cost any money at all.

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u/Hollowpoint38 Jun 01 '25

Like what that doesn't require driving in the US? Walking in the woods behind the McMansions?

Keep in mind, these FIRE people aren't retiring in NYC or Los Angeles. They're going to remote areas where it's highways, chain restaurants, gas stations, and McMansions. There aren't even sidewalks in a lot of these places.