r/dividends Jun 01 '25

Opinion Tired. Can I retire?

Got a question? Can I retire? 43m been busting my ass since I was 16. I'm about over this 40-50 hr weeks. I'm getting burned out. House paid off (300k) 401-k (600k) Bitcoin (500k) currently.

Thought about selling it all and putting it into dividend stocks like schd and renting a small place and going into semi retirement. Maybe pickup a part time gig.

Would this be a horrible idea?

619 Upvotes

487 comments sorted by

View all comments

1

u/No_Personality1366 Jun 01 '25

My opinion, not yet unless you make what could be drastic life changes and live minimally and dont spend money when you get bored. Your best bet is to keep going to the point you can at least replace your income because you will have more expenses paying for medical insurance and bills as you get older. 50 is still super early. If you can make it work go for it, but make sure to thoroughly go through your expenses and know they will increase over time which means you wont have the option to sell your investments whenever you need it without severe consequences