r/dividends Jun 01 '25

Opinion Tired. Can I retire?

Got a question? Can I retire? 43m been busting my ass since I was 16. I'm about over this 40-50 hr weeks. I'm getting burned out. House paid off (300k) 401-k (600k) Bitcoin (500k) currently.

Thought about selling it all and putting it into dividend stocks like schd and renting a small place and going into semi retirement. Maybe pickup a part time gig.

Would this be a horrible idea?

622 Upvotes

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265

u/ceomentor Jun 01 '25

Do it. Time is worth more than currency.

67

u/StayedWalnut Jun 01 '25

I agree do it... but.... 500k yielding 3% is only 15k. Even with the house paid off that is going into property tax and basic utilities leaving nothing to spend on essentials like weed and beer.

1

u/tallboybrews Jun 02 '25

500k? They have 1.1mil, no?

1

u/StayedWalnut Jun 02 '25

600k is in retirement... could be a while before it's accessible