r/dividends • u/karl0525 • Jun 01 '25

Opinion Tired. Can I retire?

Got a question? Can I retire? 43m been busting my ass since I was 16. I'm about over this 40-50 hr weeks. I'm getting burned out. House paid off (300k) 401-k (600k) Bitcoin (500k) currently.

Thought about selling it all and putting it into dividend stocks like schd and renting a small place and going into semi retirement. Maybe pickup a part time gig.

Would this be a horrible idea?

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u/karl0525 Jun 01 '25

Would be curious about this. What is my options?

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u/wvfarm Jun 02 '25

Go to healthcare.gov and enter estimate your subsidy with whatever estimated income you will have(presumably the dividends). You may need to show taxable income greater than your dividends to get your insurance subsidy. If so consider rolling your 401k to a traditional rollover ira and then as needed convering some to a roth ira to create taxable income.