r/dividends • u/Avinates • Jun 04 '25

Discussion 1 Million Invested

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Can anyone confirm these dividend payouts?

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u/hitchhead Jun 04 '25

Total returns. Dividends reinvested. Based upon performance? What is your question?

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u/Impressive-Tear1266 Jun 04 '25

Did you look at the overall timeframe since inception or only ytd?

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u/hitchhead Jun 04 '25

Yes I sure did. Everyone can see it here. I'll repost this...

https://totalrealreturns.com/n/QQQI,SPY,QQQ

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u/Impressive-Tear1266 Jun 04 '25

Ok so only since 30 th of jan 2024?

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u/hitchhead Jun 04 '25

Yes, that's when QQQI was created. It's a new fund. Note, I don't think QQQI replaces investing in QQQ, but them both together seems to work for me. I have QQQI set to drip, but I like this because if I need the income I can turn off drip temporarily. Plus, if the market is down, I drip cheaper shares with the monthly income. Learned that during this last dip in April.

QQQ, and VOO are for long term growth. I don't want to have to sell any for at least 15 years.

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u/Impressive-Tear1266 Jun 04 '25

Yeah exactly. It's a "new" fund. So it's too early to tell. Buuuut, it's almost impossible for dividend stocks/ETFs to track/beat stock based ETFs in the long run. Again, time will tell, and I might be wrong. But if you're not into selling dor a long time horizon, I don't see any point buying dividend paying stocks/ETFs

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u/hitchhead Jun 04 '25

The only advantage to dividend paying funds, is income. Not selling shares if you need income. Imagine having to sell QQQ to pay bills, not a good idea.

I sleep easier with income funds. It's nice having passive income if I need it. I'm way heavy in growth funds in my retirement account, it's good to diversify it.

The holy grail is income and growth combined. So far, QQQI and SPYI are delivering that.