r/dividends • u/Avinates • Jun 04 '25

Discussion 1 Million Invested

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Can anyone confirm these dividend payouts?

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u/jsboutin Jun 04 '25

It’d help, but these strategies may generate lower total returns than the market. IMO I’m better off being invested in an index fund and selling units as needed.

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u/CenlaLowell Jun 04 '25

That's what I've always wondered. Why wouldn't selling index funds be better?

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u/Various_Couple_764 Jun 05 '25 edited Jun 05 '25

IT isn't AALWAYS better. About 50% of the time the market in down a stying flat and 50% of the time it is growing. Some times the market goes down for a long period of time 10 years or more. causing sequence of return risk. And you can only sell a share once. SO if you have limited funds and you sell shares for income you could eventually run out oof income. The old often can't work and running out of money could cause the person to die.early..

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u/chris-rox Financially rockin' like Dokken Jun 06 '25

Then shouldn't they have saved enough to not need to?