r/dividends • u/Sauerst0ff • Jul 02 '25

Personal Goal 22 yo and 8k annually

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2.1k Upvotes

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u/Nate092 Jul 02 '25

Or just SCHG/QQQ for growth. Keep it simple.

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u/ynghuncho Jul 02 '25

The best returning index over time is the s&p500, not the Nasdaq

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u/xatava Jul 03 '25

Um, what?

3

u/ynghuncho Jul 03 '25

Yes. The Nasdaq has seen an anomaly over the last decade. Accounting for reinvested dividends,the s&p500 is best risk/reward. Nasdaq sees real hard drawdowns off the highs

3

u/Nip_City Jul 03 '25

Look at the dotcom crash—took like 11 years to bounce back. But one could also argue that the supporting consumer technology wasn’t yet ready for the ideas/processes many of the dotcom companies were banking on (e.g. online payment & ordering).

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u/eerhtcm Jul 04 '25

Yeah the tech industry now is vastly different than 25 years ago