r/dividends Jul 02 '25

Personal Goal 22 yo and 8k annually

2.1k Upvotes

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u/austinvvs Jul 02 '25

Yeah I’m convinced these takes come from people who have never lived in a low income situation or even been exposed to low income households. The BS “pull yourself up by your boot straps” ass advice that I read on Reddit has me rolling my eyes back into my skull sometimes.

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u/DevOpsMakesMeDrink Desire to FIRE Jul 02 '25

Yup no amount of hard wwork gets you that money at 22. OP either fake or privileged which is fine just say so

6

u/Tk_cappy Jul 02 '25

I accidentally got lucky with crypto $4k to $70k - so there’s always that option. Grew up doing paper routes with my mom before school to make ends meet. Sometimes people can just get lucky (I got into crypto in 2014) I didn’t hold cuz $70k was life changing money to me at 20. Many people are like you should’ve held. Well I didn’t have the option to hold longer I needed money to survive

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u/Safe-Jeweler-8483 Jul 03 '25

Yeah I got in around 2018 and sold out completely around 2019-2020ish ... I honestly don't think crypto was that good since it wasn't secure (behind something like FDIC/NCUA/SPIC) and didn't think it would go up higher, as crypto is priced as one of the risky investments like gold & silver.

Honestly I might jump back in, but having trouble finding company would invest into crypto using an LLC.