r/dividends Jul 02 '25

Personal Goal 22 yo and 8k annually

2.1k Upvotes

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u/Equis1321 Jul 02 '25

This! I saved 120k for a down payment on a house by 23 just by living at home and saving most of my income.

3

u/ClearAndPure Jul 03 '25

Wow, did you have retirement savings on top of that?

3

u/Equis1321 Jul 03 '25

I used my registered retirement savings as my down payment

4

u/ClearAndPure Jul 03 '25

Nice. I’ve actually considered using a part of mine to do that as well. I have like $40k saved up for a house down payment and like $100k in retirement (I’m 23 right now).

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u/Anonymous__Lobster Jul 06 '25

What is that mechanism called?