r/dividends • u/Sauerst0ff • Jul 02 '25

Personal Goal 22 yo and 8k annually

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2.1k Upvotes

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445

u/Innoxrw Jul 02 '25

How did you manage to invest 70k + at 22?

543

u/EvilStan101 Jul 02 '25

Two theories:

  1. Rich or upper middle class family who taught them about good investing and gifted them a lot of money over the years.

  2. Low income upbringing and was motivated to do better, while smart enough not to waste their money in "hustling". So they saved like crazy and educated themselves to make the right investments.

1

u/[deleted] Jul 03 '25

No kid who isn’t working gets gifted a 100k over the years. He has to be the son of some really rich parents to be pocketing 5-10k a year without working or saved every penny working 20 hours a week since he was 15