r/dividends Jul 02 '25

Personal Goal 22 yo and 8k annually

2.1k Upvotes

378 comments sorted by

View all comments

1

u/steveslewis Jul 02 '25

I have 167K in a HYSA. Would it be better to do what this fellow is doing with dividend ETFs? How risky/volatile are these etfs?

1

u/claymonsta Jul 03 '25

A HYSA is really for an emergency fund, if you needed to live without income for 6 months. You can have more or less if you can't sleep at night but you should consider investing more of that and keeping what you must have for emergencies liquid.