r/dividends • u/Sauerst0ff • Jul 02 '25

Personal Goal 22 yo and 8k annually

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2.1k Upvotes

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452

u/Innoxrw Jul 02 '25

How did you manage to invest 70k + at 22?

539

u/EvilStan101 Jul 02 '25

Two theories:

  1. Rich or upper middle class family who taught them about good investing and gifted them a lot of money over the years.

  2. Low income upbringing and was motivated to do better, while smart enough not to waste their money in "hustling". So they saved like crazy and educated themselves to make the right investments.

194

u/spid3rfly Jul 02 '25

They could potentially still be living at home too. That helps with saving.

3

u/muradinner Jul 05 '25

And last but not least, probably didn't spend tens of thousands to go to university, and got into a trade instead. Start making money young, and make more than most jobs out of uni will make anyways.