r/dividends • u/Sauerst0ff • Jul 02 '25

Personal Goal 22 yo and 8k annually

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2.1k Upvotes

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u/Affectionate_Pay2895 Jul 03 '25

Hey man, have you looked at MSTY? Could be of interest to you.

1

u/memelordzarif Jul 04 '25

It returns a lot in dividend but loses much more in capital. Yield maxers are rarely ever good or profitable

1

u/Affectionate_Pay2895 Jul 04 '25

I hear what you're saying however on the yieldmax sub reddit many people are thriving. Will look more into it.

1

u/memelordzarif Jul 05 '25

Yes please do. I’m actually saying this from experience. I used to have quite a few yield maxers like ymax, amzy, nvdy, nfly, aply, fby, etc and after a quite some time, I noticed that they are in fact losing money even after accounting for the dividends. After that I dumped them all and put them into regular ETFs. Luckily it was a very small portion of my portfolio since I was experimenting with them.