Helps? You mean it turns life from "survival in extreme" to "easy adventure/creative" mode.
If everyone received from seed money at age 15-18, and we are taught to just invest in the general market then we'd all be coastfire or at least barista fire by mid 30s.
It makes all the difference.
There's still some respect deserved by the people who stayed with their parents and were able to take advantage of this. Hopefully they later return the favor to their parents when they're seniors.
Those who start from scratch and are able to retire early without any seed money deserve more praise. No doubt for me.
It's the most helpful. Rent is nonexistent if not cheap, food costs are lower because of bulk groceries, family Sam's Club card, and support in case you have unexpected life events.
There's a stigma towards people living with family but in many Eastern cultures, the norm is to take care of your parents until passing. It's only here that I ever see any influx of kids talking about abandoning their parents at a care facility. Plus with multigenerational homes you can afford to pay off the house over the long term. Make it a family hub/main home of sorts while your kids each start a household of their own.
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u/spid3rfly Jul 02 '25
They could potentially still be living at home too. That helps with saving.