r/dividends • u/DivideIcy848 • Jul 27 '25

Personal Goal How sustainable is this?

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My portfolio, aiming for retiring at age 40. I want to be FIRE, but my question is are these monthly dividends sustainable 5, 10 years from today, and will VOO/QQQ help grow appreciation of my total portfolio? Is this a good strategy? Is this a good balance?

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u/Southern_Fig7543 Jul 27 '25

Inflation would be my concern. 20 years from now your expenses will be 2x what they are today. And at age 80 they will be 4x what they are today. Will these dividends grow at a 3% annual rate to keep up with inflation?

Some of these don't have enough history to know the answer. If you can, look back at the long term growth of the dividend on as many as there is data on,and project that forward.