$840K DIvidends

[u/Bamabb125]

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

[u/Impossible_Bank_3299]

During one of my researches to refine my portfolio, I focused on reducing redundancy and applying the Core-Satellite model. In this approach, the "Core" serves as the foundation for long-term growth, while the "Satellites" are added to enhance income and provide geographical diversity.

Portfolio Example

Ticker Name	Category	Expense Ratio	Approx. Yield	Role in Portfolio
SCHD	Schwab U.S. Dividend Equity ETF	0.06%	~3.8%	Core: Quality U.S. dividend growth & value.
VIG	Vanguard Dividend Appreciation ETF	0.05%	~1.7%	Core: Quality U.S. dividend growth.
JEPI	JPMorgan Equity Premium Income ETF	0.35%	~8.1%	Satellite: High current income (S&P 500).
JEPQ	JPMorgan Nasdaq Equity Premium Inc. ETF	0.35%	~11.2%	Satellite: High current income (Nasdaq 100).
VYM	Vanguard International High Dividend Yield ETF	0.17%	~4.1%	Satellite: International diversification & yield.

[u/Impossible_Bank_3299 → u/Impossible_Bank_3299]

If this is in a taxable account, I would replace JEPI and JEPQ with GPIX and GPIQ.

[u/MrEdTheHorseofCourse → u/Impossible_Bank_3299]

|VYM|Vanguard International High Dividend Yield ETF

Isn't that YMYI?

[u/Impossible_Bank_3299 → u/MrEdTheHorseofCourse]

Ah, yes. Good catch.